heading: Incident Response

body_start: We maintain a comprehensive incident response plan. Key comp


heading: Cybersecurity Governance

body_start: Our Board of Directors is aware of the critical nature of ma


heading: Management's Role

body_start: Our cybersecurity governance framework incorporates policies


heading: Cybersecurity Risk Management and Strategy

body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board of Directors considers cybersecurity risk as part


body_start: To effectively prevent, detect and respond to cybersecurity


heading: Cybersecurity

body_start: Process and Management's Role Management is responsible for


body_start: Effect of Risk We face risks related to cybersecurity such a


heading: Risk Management and Strategy

body_start: We recognize the importance of cybersecurity in our operatio


heading: Risk Management and Strategy

body_start: The Company has processes, policies and procedures for ident


heading: Risk Management and Strategy

body_start: We review cybersecurity risk as part of our overall enterpri


heading: Management's Role in Managing Cybersecurity Risk

body_start: Our Company is proactive in managing the material risks from


heading: Risk Management and Strategy

body_start: Our corporate information technology, communication networks


heading: Cybersecurity

body_start: Policies and Procedures: Management reviews and approves the


body_start: We have established an Information Security department withi


heading: Cybersecurity Governance

body_start: Cybersecurity risks and activities are reported quarterly to


body_start: As a company with no ongoing business operations, the Compan


heading: Cybersecurity Governance

body_start: Our board of directors oversees cybersecurity risk as part o


heading: Risk Management and Strategy

body_start: We rely on Prudential, of which both the Manager and Subadvi


heading: Risk Management and Strategy

body_start: Information systems and other technologies, including those


heading: Risk Management and Strategy

body_start: We recognize the importance of assessing, identifying, and m


body_start: The Bank is subject to ongoing cybersecurity incident and th


heading: Cybersecurity Governance

body_start: The Bank's Board devotes significant time and attention to d


heading: Cybersecurity Governance

body_start: The Assignor Limited Partner, under the supervision and with


heading: Risk Management and Strategy

body_start: As one of the critical elements of the Company's overall ERM


heading: Governance

body_start: As discussed in more detail under the heading "Governance,"


heading: Incident Response and Recovery Planning

body_start: The Company has established and maintains comprehensive inci


heading: Third-Party Risk Management

body_start: The Company maintains a comprehensive, risk-based approach t


heading: Risk Management and Strategy

body_start: We recognize the critical importance of developing, implemen


heading: Risk management and strategy

body_start: We have established policies and processes for assessing, id


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


heading: Risk Management and Strategy

body_start: The Company invests in information technology systems for it


heading: Governance and Oversight

body_start: Our Board of Directors and senior management are actively in


heading: Third-Party Risk Management

body_start: We assess the cybersecurity practices of our third-party ven


body_start: Effect of Risk We face risks related to cybersecurity such a


heading: Risk Management and Strategy

body_start: As an externally managed company, our day-to-day operations


heading: Risk Management

body_start: Risks are managed based on their severity in relation to the


body_start: We have established certain processes for identifying, evalu


heading: Cybersecurity Governance

body_start: While our board of directors is responsible for oversight an


heading: Risk Management and Strategy

body_start: As an externally managed company, the Company's day-to-day o


heading: Cybersecurity Governance

body_start: Our cybersecurity risks and associated mitigations are evalu


body_start: In recognition of the evolving cybersecurity threat landscap


heading: Cybersecurity Governance

body_start: Our Chief Business Officer ("CBO") is responsible for day-to


heading: Cybersecurity Governance and Oversight

body_start: Our board of directors addresses our cybersecurity risk mana


heading: Cybersecurity

body_start: Management and Strategy Our business operations depend on th


heading: Risk Management and Strategy

body_start: We maintain a cyber risk management program designed to iden


heading: Risk Management and Strategy

body_start: The Company relies heavily on its information systems, and t


heading: Risk Management and Strategy

body_start: We recognize the importance of managing the material risks o


heading: Cybersecurity Risk Management

body_start: We maintain written policies and procedures that outline the


heading: Cybersecurity Governance

body_start: The governance of cybersecurity risks is a critical function


heading: Risk Management and Strategy

body_start: Our company recognizes cybersecurity as a critical component


heading: Risk Management and Strategy

body_start: We maintain documented information security policies and sta


heading: Risk Management and Strategy

body_start: Our cybersecurity program is designed to detect cybersecurit


body_start: We have processes in place to assess, identify, and manage m


heading: Risk Management and Strategy

body_start: We maintain high standards with respect to cybersecurity and


heading: Third-Party Risk Management

body_start: We carefully manage cybersecurity risks arising from our use


heading: Governance and Oversight

body_start: We have established strong governance practices to oversee c


body_start: The Company has established an enterprise-wide cybersecurity


heading: Incident Response

body_start: The Company utilizes an established internal framework desig


heading: Cybersecurity Governance

body_start: The Board of Directors is responsible for oversight of the C


heading: Risk Management and Strategy

body_start: The Company recognizes the importance of developing, impleme


heading: Risk Management Personnel

body_start: The Company's senior IT leadership, comprised of the Chief I


heading: Cybersecurity Governance

body_start: Our Board of Directors (the Board) considers cybersecurity r


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


body_start: The Company employs a comprehensive, cross-departmental appr


heading: Cybersecurity Governance and Oversight

body_start: Our CISO is primarily responsible for the assessment and man


body_start: The Company has established an information security program


heading: Cybersecurity Governance

body_start: The Board and the Enterprise Risk Management Committee have


heading: Risk Management and Strategy

body_start: Our cybersecurity risk program, managed by our Chief Informa


heading: Cybersecurity

body_start: Policies and Procedures: The Company's IT department has dev


heading: Cybersecurity

body_start: Policies and Procedures: Management reviews and approves the


heading: Risk Management and Strategy

body_start: Prosper recognizes the critical importance of protecting the


heading: Risk Management Personnel

body_start: Primary responsibility for assessing, monitoring, and managi


heading: Risk management and strategy

body_start: We recognize the importance of assessing, identifying, and m


heading: Incident response and recovery planning

body_start: We maintain incident response and recovery plans that direct


heading: Third-party risk management

body_start: We maintain a risk-based approach to identifying and managin


heading: Risk management and strategy

body_start: We have implemented and maintain information security proces


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as critical to the en


body_start: We take cybersecurity seriously and have developed a cyberse


heading: Risk Management Personnel

body_start: Our Director, Information Technology (our " IT Director "),


heading: Board of Directors Oversight

body_start: The Audit Committee of the Board (the " Audit Committee ") i


heading: Risk Management Personnel

body_start: Our Sr. Director of IT, who has a career of 24 years in IT,


heading: Risk Management and Strategy

body_start: We maintain a cross-functional cybersecurity program to iden


heading: Incident Response and Recovery Planning

body_start: We have established and maintain incident response and recov


heading: Risk Management and Strategy

body_start: We maintain an active cybersecurity risk management and stra


heading: Governance and Oversight

body_start: The Audit Committee of the Board of Directors has responsibi


heading: Governance and Oversight

body_start: The Audit Committee of the Board has responsibility to overs


body_start: Our approach to risk management is designed to identify, ass


heading: Cybersecurity Governance

body_start: As part of its broader risk oversight activities, the Board


body_start: As a financial institution, the Company's business depends o


heading: Cybersecurity Governance

body_start: The Company's Board of Directors and its Risk and Compliance


heading: Risk Management and Strategy

body_start: Our cybersecurity risk management program includes: • polici


heading: Risk management and strategy

body_start: We have implemented the Three Lines of Defense Model as the


body_start: Our enterprise-wide approach to risk management is designed


heading: Cybersecurity Risk Management

body_start: Cybersecurity risk management is a significant part of our o


heading: Cybersecurity Governance

body_start: Our Board of Directors exercises oversight over our risk man


body_start: Kaltura has developed and implemented a cybersecurity risk m


heading: Cybersecurity Governance

body_start: Cybersecurity risk is a critical aspect of our Board of Dire


heading: Cybersecurity Governance

body_start: The Risk and Compliance Oversight Committee of our Board of


body_start: We maintain a comprehensive cybersecurity program that inclu


heading: Cybersecurity Governance

body_start: Our board of directors has delegated oversight of the Compan


heading: Governance

body_start: Related to Cybersecurity Risks Cybersecurity risk oversight


heading: Cybersecurity Risk Management

body_start: Cybersecurity is critical to our ongoing business as a provi


heading: Risk Management and Strategy

body_start: The IT Risk team uses an asset-based risk approach for evalu


heading: Risk Management and Strategy

body_start: The Company recognizes that the security of our banking oper


heading: Risk Management and Strategy

body_start: The Company is subject to cybersecurity threats that could h


heading: Cybersecurity Risk Management

body_start: We developed and implemented a cybersecurity risk management


body_start: The Trust does not have any officers, directors or employees


heading: Governance

body_start: As discussed in more detail under the heading "BlackRock's C


body_start: We recognize the importance of developing, implementing and


heading: Cybersecurity Governance

body_start: The Board of Directors is aware of the importance of managin


heading: Risk Management and Strategy

body_start: We strive to implement leading data protection standards to


heading: Risk management and strategy

body_start: We prioritize the management of cybersecurity risk and the p


heading: Risk Management and Strategy

body_start: The Company, our Manager and our Board place a high priority


heading: Governance

body_start: As discussed in more detail under "Item 1C. Cybersecurity—Go


heading: Incident Response and Recovery Planning

body_start: The Company has established a comprehensive incident respons


heading: Third-Party Risk Management

body_start: The Company maintains a comprehensive, risk-based approach t


heading: Cybersecurity

body_start: Operations and Incident Response Capabilities The Company ma


heading: Cybersecurity Risk Management, Strategy and Governance

body_start: Cybersecurity is a material part of ConnectOne's business. A


heading: Cybersecurity Risk Management

body_start: Cybersecurity risk management is an integral part of our ove


heading: Risk management and strategy

body_start: The Company continues to build its culture of security and h


heading: Risk Management and Strategy

body_start: Consistent with our overall ERM policies and practices, our


heading: Third-Party Risk Management

body_start: We maintain a comprehensive, risk-based approach to identify


heading: Incident Response and Recovery Planning

body_start: We have established and maintain comprehensive incident resp


heading: Governance

body_start: Our Board regularly interacts with our Chief Information Sec


heading: Cybersecurity Risk Management Program

body_start: The Company's cybersecurity risk management program is desig


heading: Cybersecurity Governance

body_start: The Company's cybersecurity risk management processes are in


heading: Risk Management and Strategy

body_start: Bancorp has established an Information Security (IS) program


heading: Risk Management and Strategy

body_start: As one of the critical elements of the Company's overall ERM


heading: Governance

body_start: As discussed in more detail under the heading "Governance,"


heading: Incident Response and Recovery Planning

body_start: The Company has established and maintains incident response


heading: Risk Management and Strategy

body_start: We maintain a cybersecurity risk management program to ident


heading: Risk Management and Strategy

body_start: Our business is dependent upon our computer systems, devices


body_start: We recognize the importance of assessing, identifying, and m


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


heading: Risk Management and Strategy

body_start: Our risk management program is designed to identify, assess,


heading: Cybersecurity Governance

body_start: The Audit Committee of our Board oversees our cybersecurity


body_start: We have integrated cybersecurity risk management into our br


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Risk Management and Strategy

body_start: We have implemented and maintain various information securit


heading: Risk Management and Strategy

body_start: Our enterprise risk management program is designed to identi


heading: Incident Response and Recovery

body_start: We have established comprehensive incident response and reco


heading: Third-Party Risk Management

body_start: Rigorous controls are in place to mitigate risks associated


heading: Board Oversight

body_start: The Audit Committee of the Board has direct oversight, regul


body_start: The Trust does not have any officers, directors or employees


heading: Governance

body_start: As discussed in more detail under the heading "BlackRock's C


heading: Risk Management and Strategy

body_start: We perform a formal risk assessment each year. As part of it


heading: Cybersecurity Governance

body_start: With oversight from our Board of Directors, the Audit Commit


heading: Risk Management and Strategy

body_start: We rely on information systems to obtain, rapidly process, a


heading: Risk management and strategy


heading: Risk Management and Strategy

body_start: Our policies, standards, processes, and practices for assess


heading: Incident Response and Recovery Planning


heading: Risk Management and Strategy

body_start: The Company recognizes the risk that cybersecurity threats p


heading: Risk Management and Strategy

body_start: The Company has processes in place to identify, assess and m


heading: Risk management and strategy

body_start: Our information technologies, system networks, information t


heading: Risk Management and Strategy

body_start: As a financial institution, we believe that the risk of cybe


heading: Governance

body_start: Our board of directors' oversight of cybersecurity risk mana


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board of Directors considers cybersecurity risk as part


heading: Risk Management and Strategy

body_start: Our information security program includes administrative, te


heading: Risk Management and Strategy

body_start: The Company and our Board place a high priority on maintaini


heading: Governance

body_start: As discussed in more detail under "Item 1C. Cybersecurity—Go


heading: Incident Response and Recovery Planning

body_start: The Company has established a comprehensive incident respons


heading: Third-Party Risk Management

body_start: The Company maintains a comprehensive, risk-based approach t


body_start: Cybersecurity risks for financial institutions have signific


heading: Cybersecurity Governance

body_start: The Company's Board of Directors devotes significant time an


heading: Risk Management and Strategy

body_start: We maintain an Information Systems Security Program to safeg


heading: Governance and Oversight

body_start: The Information Systems Security Program, reviewed and updat


heading: Risk Management and Strategy


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Cybersecurity Risk Management

body_start: The Bank maintains an Information Security and Cybersecurity


heading: Risk Management and Strategy

body_start: We regularly assess risks from cybersecurity threats; monito


body_start: We recognize the importance of assessing, identifying, and m


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our enterprise risk ma


heading: Risk Management and Strategy

body_start: Ensuring the protection of sensitive data is fundamental to


heading: Third-Party Risk

body_start: Management and Oversight As part of our cybersecurity progra


body_start: We recognize the increasing volume and sophistication of cyb


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


heading: Third-Party Risk Management

body_start: Our information technology team is responsible for identifyi


heading: Risk Management and Strategy

body_start: Kodak has implemented various processes designed to assess,


heading: Incident Response

body_start: Process and Team. We maintain an incident response process w


heading: Board Oversight

body_start: Our Board has delegated to its Audit and Finance Committee t


heading: Risk Management and Strategy

body_start: Managing cybersecurity risk is critical to supporting our vi


heading: Risk Management and Strategy

body_start: We rely on information technology to operate our business. W


heading: Risk Management and Strategy

body_start: The Company understands the importance of managing risks fro


heading: Cybersecurity Governance

body_start: The Company's Board considers cybersecurity risk as part of


heading: Risk Management and Strategy

body_start: Our cybersecurity risk management strategy is integrated int


heading: Incident Response

body_start: A comprehensive Incident Response Plan has been developed an


heading: Risk Management and Strategy

body_start: We have established policies and processes for assessing, id


body_start: We have established certain processes for identifying, evalu


heading: Cybersecurity Governance

body_start: While our Board of Directors is responsible for oversight an


body_start: The Company recognizes the risks posed by cybersecurity thre


heading: Board of Directors Oversight

body_start: The Company's Board of Directors is charged with overseeing


heading: Management's Role

body_start: The Company's ISO, supported by skilled internal personnel,


body_start: The Company recognizes the critical importance of developing


heading: Risk Management Personnel

body_start: Primary responsibility for assessing, monitoring, and managi


heading: Risk Management and Strategy

body_start: Because it is essential to our operations and business strat


body_start: We have developed and implemented cybersecurity risk managem


heading: Risk Management and Strategy


heading: Incident Response

body_start: Our incident response plan identifies the key employees resp


heading: Third-Party Risk Management

body_start: Our polices and processes address cybersecurity threat risks


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board of Directors is responsible for overseeing cyberse


heading: Risk Management and Strategy

body_start: We have processes for assessing, identifying, and managing m


heading: Risk Management and Strategy

body_start: We have established policies and procedures for assessing, i


heading: Risk Management and Strategy

body_start: The Company's cybersecurity environment is led by our inform


body_start: As one of the critical elements of the Company's overall ERM


heading: Risk Management and Strategy

body_start: Consistent with overall ERM policies and practices, the Comp


heading: Risk Management and Strategy

body_start: We have implemented and maintain various information securit


heading: Cybersecurity Program

body_start: Given the importance of cybersecurity to our business, we ma


heading: Incident response

body_start: Establishing procedures for responding to cybersecurity inci


body_start: To combat ever-present cyber risks, the Company maintains a


heading: Cybersecurity Governance

body_start: One of the key functions of our board of directors is inform


heading: Risk Management and Strategy

body_start: Our risk management strategy comprises of ensuring access co


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


body_start: We recognize the importance of assessing, identifying, and m


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


heading: Risk Management and Strategy

body_start: We have developed a comprehensive Information Security Progr


heading: Cybersecurity risk management and strategy

body_start: Information security is an important part of the Company's c


heading: Risk Management and Strategy

body_start: We recognize the critical importance of developing, implemen


heading: Risk Management and Strategy

body_start: Our cybersecurity strategy prioritizes detection, analysis,


heading: Governance

body_start: Related to Cybersecurity Risks Our board of directors, as a


body_start: We maintain a cybersecurity program, which includes processe


heading: Risk Management and Strategy

body_start: As one of the critical elements of the Company's overall CRM


heading: Governance

body_start: As discussed in more detail under the heading "Governance,"


heading: Incident Response and Recovery Planning

body_start: The Company has established and maintains comprehensive inci


heading: Third-Party Risk Management

body_start: The Company maintains a comprehensive, risk-based approach t


body_start: As a company committed to safeguarding our operations, asset


heading: Risk Management and Strategy

body_start: As of December 31, 2023, cybersecurity and data protection p


heading: Risk Management and Strategy

body_start: Consistent with overall Company policies and practices, the


heading: Governance

body_start: The board of managers' oversight of cybersecurity risk manag


body_start: We recognize the paramount importance of cybersecurity in pr


heading: Cybersecurity Governance

body_start: Oversight for cybersecurity risk lies with the Audit Committ


body_start: Effect of Risk We face risks related to cybersecurity such a


heading: Risk Management and Strategy

body_start: We employ a risk management framework to identify, assess, m


heading: Risk Management and Strategy

body_start: We believe we have implemented processes that are designed t


heading: Risk Management and Strategy

body_start: The protections, procedures, and controls set forth in the N


heading: Cybersecurity Governance

body_start: The Company's IT Manager and executive team is responsible f


heading: Risk Management and Strategy

body_start: Our business heavily relies on various IT and application sy


body_start: The designated committee oversees our cybersecurity risk ass


body_start: Cybersecurity and risks associated with information security


heading: Cybersecurity assessments

body_start: The Company engages external third parties to perform assess


body_start: We believe this integrated approach allows cybersecurity con


heading: Cybersecurity Governance

body_start: Cybersecurity holds a significant role within our risk manag


heading: Risk Management and Strategy

body_start: Omeros maintains a cybersecurity risk management program tha


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Risk Management

body_start: Oversight and Governance The Board of Directors has oversigh


heading: Incident Response and Recovery Planning

body_start: The Adviser has established and maintains comprehensive inci


heading: Third-Party Risk Management

body_start: The Adviser maintains a comprehensive, risk-based approach t


heading: Risk Management and Strategy

body_start: We recognize the importance of cybersecurity risk management


heading: Incident Response and Recovery Planning

body_start: The Company has established and maintains incident response


heading: Cybersecurity Governance

body_start: Our commitment to establishing a secure digital realm is und


heading: Risk Management and Strategy

body_start: The Company's policies and practices are based on frameworks


heading: Risk Management and Strategy

body_start: Our cybersecurity strategy prioritizes detection, analysis,


body_start: We have processes for assessing, identifying, and managing c


heading: Risk Management and Strategy

body_start: Our cybersecurity risk management program includes operation


heading: Risk Management and Strategy

body_start: There have been an increasing number of cyberattacks on comp


heading: Cybersecurity Governance

body_start: The Board of Directors (the "Board") of the Company is respo


heading: Risk Management and Strategy

body_start: The Company's cybersecurity risk management program is integ


heading: Cybersecurity Governance

body_start: Our Board of Directors considers cybersecurity risk as criti


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


body_start: The Company's cybersecurity measures are primarily focused o


heading: Risk Management and Strategy

body_start: We perform a formal risk assessment each year. As part of ou


heading: Risk management and strategy

body_start: We rely on our information technology to operate our busines


heading: Risk Management and Strategy

body_start: The Company maintains cybersecurity processes, technologies


heading: Cybersecurity governance

body_start: Cybersecurity is an important part of our risk management pr


body_start: Like other global companies, we face various cybersecurity t


heading: Cybersecurity Governance and Oversight

body_start: We have a cybersecurity governance structure that involves t


body_start: We have policies, procedures and processes in place to ident


heading: Cybersecurity Governance

body_start: The Company's Board of Directors (the "Board"), as a whole,


heading: Risk Management and Strategy

body_start: In the ordinary course of our business, we utilize technolog


heading: Risk Management and Strategy

body_start: We are committed to preserving the trust and confidence of o


heading: Risk Management and Strategy

body_start: Due to the size of the Company, our information technology (


heading: Risk Management and Strategy

body_start: We recognize the critical importance of developing, implemen


heading: Cybersecurity Governance

body_start: Our Board of Directors is actively involved in overseeing ou


heading: Risk Management and Strategy

body_start: As part of our overall enterprise risk management function,


heading: Risk Management and Strategy

body_start: As a component of and integrated into our overall risk manag


heading: Risk Management and Strategy

body_start: We have established policies and processes for assessing, id


body_start: Our enterprise risk management process includes an evaluatio


heading: Cybersecurity Governance

body_start: Our Board of Directors has delegated oversight responsibilit


heading: Risk Management and Strategy

body_start: In an effort to mitigate cyber intrusions, the Company has i


heading: Risk Management and Strategy

body_start: We rely on computer systems and information technology to co


heading: Cybersecurity Governance

body_start: Our Vice President of Information Technology (our VP of IT)


heading: Risk Management and Strategy

body_start: We have developed and implemented a cybersecurity risk manag


heading: Third-party risk management

body_start: Vetting the cybersecurity controls of vendors and partners t


heading: Risk Management and Strategy

body_start: Our cybersecurity and risk management program is intended to


heading: Governance and Oversight

body_start: The Company's Board of Directors as a whole supervises the C


heading: Third-Party Risk Management

body_start: The Company evaluates third-party vendors prior to onboardin


heading: Risk management and strategy

body_start: We rely on our technology network infrastructure and informa


heading: Risk Management and Strategy

body_start: The Company has adopted policies and implemented certain con


heading: Risk Management and Strategy

body_start: Cybersecurity risk management is an integral part of Mullen'


heading: Risk Management and Strategy

body_start: The Company has developed a standards-based information secu


body_start: We recognize the importance of developing, implementing and


heading: Cybersecurity Governance

body_start: The Board of Directors is aware of the importance of managin


body_start: The Trust does not have any officers, directors or employees


heading: Governance

body_start: As discussed in more detail under the heading "BlackRock's C


heading: Risk Management and Strategy

body_start: Our business is dependent upon our computer systems, devices


heading: Risk Management and Strategy

body_start: The Company, our Manager and our Board place a high priority


heading: Governance

body_start: As discussed in more detail under "Item 1C. Cybersecurity—Go


heading: Incident Response and Recovery Planning

body_start: The Company has established a comprehensive incident respons


heading: Third-Party Risk Management

body_start: The Company maintains a comprehensive, risk-based approach t


heading: Cybersecurity

body_start: Operations and Incident Response Capabilities The Company ma


heading: Cybersecurity Risk Management

body_start: Cybersecurity risk management is an integral part of our ove


body_start: Cybersecurity is a material part of ConnectOne's business. A


heading: Risk Management and Strategy

body_start: Consistent with our Information Security Policies and Standa


heading: Third-Party Risk Management

body_start: We employ a risk-based approach to identifying and overseein


heading: Incident Response and Recovery Planning

body_start: We have established and maintain comprehensive incident resp


heading: Governance

body_start: Our Board regularly interacts with our Chief Information Sec


body_start: Information technology is important to our business operatio


heading: Cybersecurity Governance

body_start: Cybersecurity risks are among the enterprise risks that our


heading: Risk Management and Strategy

body_start: As one of the critical elements of the Company's overall ERM


heading: Risk management and strategy

body_start: Our information technologies, system networks, information t


heading: Risk Management and Strategy

body_start: We strive to implement leading data protection standards to


heading: Cybersecurity Governance

body_start: The Audit Committee of our Board oversees our cybersecurity


heading: Risk Management and Strategy

body_start: To effectively manage the cyber risk posed to our organizati


body_start: We have integrated cybersecurity risk management into our br


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Governance

body_start: Our board of directors' oversight of cybersecurity risk mana


body_start: We recognize the importance of assessing, identifying, and m


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


heading: Cybersecurity Risk Management Program

body_start: The Company's cybersecurity risk management program, aligned


heading: Cybersecurity Governance

body_start: The Company's cybersecurity risk management processes are in


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board of Directors considers cybersecurity risk as part


heading: Risk Management and Strategy

body_start: Our risk management program is designed to identify, assess,


heading: Incident Response and Recovery

body_start: We have established comprehensive incident response and reco


heading: Third-Party Risk Management

body_start: Rigorous controls are in place to mitigate risks associated


heading: Board Oversight

body_start: The Audit Committee of the Board has direct oversight, regul


heading: Risk Management and Strategy

body_start: Our enterprise risk management program is designed to identi


heading: Risk Management and Strategy

body_start: We have implemented and maintain various information securit


heading: Risk Management and Strategy

body_start: We perform a formal risk assessment each year. As part of th


heading: Risk Management and Strategy

body_start: In the normal course of business, we collect and store sensi


body_start: The Trust does not have any officers, directors or employees


heading: Governance

body_start: As discussed in more detail under the heading "BlackRock's C


heading: Risk Management and Strategy

body_start: We rely on information systems to obtain, rapidly process, a


heading: Risk Management and Strategy

body_start: As part of our operational risk management strategy, led by


heading: Risk Management and Strategy

body_start: We have certain processes in place to assess, identify and m


heading: Cybersecurity Governance

body_start: Our management team, including our Chief Financial Officer,


heading: Risk management and strategy


heading: Risk Management and Strategy

body_start: The Company and our Board place a high priority on maintaini


heading: Governance

body_start: As discussed in more detail under "Item 1C. Cybersecurity—Go


heading: Incident Response and Recovery Planning

body_start: The Company has established a comprehensive incident respons


heading: Third-Party Risk Management

body_start: The Company maintains a comprehensive, risk-based approach t


body_start: Cybersecurity risks for financial institutions have signific


heading: Cybersecurity Governance

body_start: The Company's Board of Directors devotes significant time an


heading: Risk Management and Strategy

body_start: The Company recognizes the risk that cybersecurity threats p


body_start: As a company committed to safeguarding our operations, asset


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Risk Management and Strategy

body_start: We have processes for assessing, identifying, and managing m


body_start: We recognize the increasing volume and sophistication of cyb


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


heading: Risk Management and Strategy

body_start: We regularly assess risks from cybersecurity threats; monito


heading: Risk Management and Strategy

body_start: The Company has processes in place to identify, assess, and


body_start: We recognize the importance of assessing, identifying, and m


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our enterprise risk ma


heading: Risk Management and Strategy

body_start: Our information security program includes administrative, te


heading: Risk Management and Strategy

body_start: As a financial institution, we believe that the risk of cybe


body_start: We have developed and implemented a cybersecurity risk manag


heading: Risk Management and Strategy

body_start: The Company's cybersecurity environment is led by our inform


heading: Risk Management and Strategy


heading: Risk Management and Strategy

body_start: We have developed a comprehensive Information Security Progr


heading: Risk Management and Strategy

body_start: Our business heavily relies on various IT and application sy


heading: Cybersecurity Governance

body_start: With oversight from our Board of Directors, the Audit Commit


heading: Third-Party Risk Management

body_start: Our information technology team is responsible for identifyi


heading: Risk Management and Strategy

body_start: The Company relies extensively on various information system


heading: Governance

body_start: The Company's management team is responsible for the day-to-


body_start: We have developed and implemented cybersecurity risk managem


heading: Cybersecurity Governance

body_start: One of the key functions of our Board of Directors is inform


body_start: Our cybersecurity program is built upon the National Institu


heading: Cybersecurity Governance

body_start: All employees of the Company have ownership in managing cybe


heading: Risk Management and Strategy

body_start: Ensuring the protection of sensitive data is fundamental to


heading: Cybersecurity Governance

body_start: The Board of Directors ("the Board") regularly receives repo


heading: Cybersecurity Risk Management

body_start: The Bank maintains an Information Security and Cybersecurity


heading: Incident Response

body_start: A comprehensive Incident Response Plan has been developed an


heading: Risk Management and Strategy

body_start: Managing cybersecurity risk is critical to supporting our vi


body_start: We have a multilayered framework for detecting and respondin


heading: Risk Management and Strategy

body_start: We have implemented cybersecu rity and data protection polic


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board of Directors is responsible for overseeing cyberse


heading: Risk Management and Strategy

body_start: The Company has processes, policies and procedures for ident


heading: Cybersecurity Governance

body_start: The Board of Directors actively collaborates with management


heading: Risk Management and Strategy

body_start: We have established policies and procedures for assessing, i


heading: Risk Management

body_start: Oversight and Governance Our Chief Compliance Officer and th


body_start: As one of the critical elements of the Company's overall ERM


heading: Incident Response and Recovery Planning

body_start: The Adviser has established and maintains comprehensive inci


heading: Third-Party Risk Management

body_start: The Adviser maintains a comprehensive, risk-based approach t


body_start: We recognize the importance of assessing, identifying, and m


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


heading: Third-Party Risk

body_start: Management and Oversight As part of our cybersecurity progra


body_start: We face cybersecurity risks, as a small company, due to the


heading: Cybersecurity Governance

body_start: Our Board of Directors has ultimate oversight of cybersecuri


heading: Incident response

body_start: Establishing procedures for responding to cybersecurity inci


heading: Risk Management and Strategy

body_start: We recognize the critical importance of developing, implemen


heading: Risk Management and Strategy

body_start: We recognize the paramount importance of cybersecurity in pr


heading: Third-Party Risk Management

body_start: Our third -party risk management program is integrated into


heading: Cybersecurity

body_start: Governance and Personnel The Audit Committee of our Board of


heading: Risk Management and Strategy

body_start: Consistent with overall ERM policies and practices, our cybe


body_start: We use information technology and third -party service provi


heading: Cybersecurity Governance

body_start: The Board of Directors has risk oversight responsibility reg


heading: Risk management and strategy

body_start: We assess material risks from cyber security threats on an o


heading: Incident Response

body_start: Our incident response plan identifies the key employees resp


heading: Third-Party Risk Management

body_start: Our polices and processes address cybersecurity threat risks


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Risk Management and Strategy

body_start: We have implemented and maintain various information securit


heading: Risk Management and Strategy

body_start: Consistent with overall Company policies and practices, the


heading: Third-Party Risk Management

body_start: The Company maintains a comprehensive, risk-based approach t


heading: Incident Response and Recovery Planning

body_start: The Company has established and maintains comprehensive inci


heading: Governance

body_start: The board of managers' oversight of cybersecurity risk manag


body_start: To combat ever-present cyber risks, the Company maintains a


heading: Cybersecurity Governance

body_start: One of the key functions of our board of directors is inform


heading: Risk Management and Strategy

body_start: The Company understands the importance of managing risks fro


body_start: We have established certain processes for identifying, evalu


heading: Cybersecurity Governance

body_start: While our Board of Directors is responsible for oversight an


heading: Risk Management and Strategy

body_start: As of December 31, 2024, we have implemented a set of cybers


heading: Cybersecurity Governance

body_start: The Company's Board considers cybersecurity risk as part of


heading: Risk management and strategy

body_start: With the assistance of our IT vendor, we established policie


body_start: Cybersecurity and risks associated with information security


heading: Cybersecurity assessments

body_start: The Company engages external third parties to perform assess


heading: Risk Management and Strategy

body_start: Omeros maintains a cybersecurity risk management program tha


heading: Risk Management and Strategy

body_start: We recognize the importance of cybersecurity risk management


heading: Risk Management and Strategy

body_start: As part of our overall Enterprise Risk Management strategy,


heading: Cybersecurity Risk Management

body_start: The Program will be based on the National Institute of Stand


heading: Risk Management and Strategy

body_start: The Company recognizes the critical importance of developing


heading: Risk Management and Strategy

body_start: The protections, procedures, and controls set forth in the N


heading: Cybersecurity Governance

body_start: The Company's IT Manager and executive team is responsible f


heading: Risk Management and Strategy

body_start: We have implemented an enterprise-wide information security


heading: Governance

body_start: Related to Cybersecurity Risks Our board of directors, as a


body_start: We maintain a cybersecurity program, which includes processe


heading: Risk Management and Strategy

body_start: We believe we have implemented processes that are designed t


body_start: The designated committee oversees our cybersecurity risk ass


heading: Risk Management and Strategy

body_start: Our risk management strategy comprises of ensuring access co


heading: Cybersecurity Governance

body_start: Our commitment to establishing a secure digital realm is und


heading: Risk Management and Strategy

body_start: Our cybersecurity strategy prioritizes detection, analysis,


heading: Risk Management and Strategy

body_start: The Company's policies and practices are based on frameworks


heading: Risk Management and Strategy

body_start: We recognize the critical importance of developing, implemen


body_start: We believe this integrated approach allows cybersecurity con


heading: Cybersecurity Governance

body_start: Cybersecurity holds a significant role within our risk manag


heading: Risk Management and Strategy

body_start: Our cybersecurity risk management program includes operation


heading: Risk Management and Strategy

body_start: At a high level, the key objectives for the Company's cybers


heading: Incident Response and Recovery Planning

body_start: We have established comprehensive incident response and reco


body_start: We have processes for assessing, identifying, and managing c


heading: Incident Response and Recovery Planning

body_start: The Company has established and maintains incident response


heading: Risk Management and Strategy

body_start: We recognize that cybersecurity is integral to safeguarding


heading: Third-Party Risk Management

body_start: We rely on third -party vendors for certain operational and


heading: Cybersecurity Governance

body_start: The Audit Committee is responsible for oversight of cybersec


heading: Risk management and strategy

body_start: The Company is committed to securing our information technol


heading: Risk Management and Strategy

body_start: The Company's cybersecurity risk management program is integ


heading: Cybersecurity Governance

body_start: The Board of Directors (the "Board") of the Company is respo


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board of Directors considers cybersecurity risk as criti


body_start: The Company's cybersecurity measures are primarily focused o


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


heading: Risk Management and Strategy

body_start: We perform a formal risk assessment each year. As part of ou


heading: Risk management and strategy

body_start: We rely on our information technology to operate our busines


body_start: We believe this integrated approach allows cybersecurity con


heading: Cybersecurity Governance

body_start: Cybersecurity holds a significant role within our risk manag


heading: Cybersecurity governance

body_start: Cybersecurity is an important part of our risk management pr


body_start: Like other global companies, we face various cybersecurity t


heading: Cybersecurity Governance and Oversight

body_start: We have a cybersecurity governance structure that involves t


heading: Risk Management and Strategy

body_start: We have policies, procedures and processes in place to ident


heading: Risk Management and Strategy

body_start: Due to the size of the Company, our information technology (


heading: Risk Management and Strategy

body_start: We are committed to preserving the trust and confidence of o


heading: Risk Management and Strategy

body_start: We recognize the critical importance of developing, implemen


heading: Cybersecurity Governance

body_start: Our Board of Directors is actively involved in overseeing ou


heading: Risk Management and Strategy

body_start: As part of our overall enterprise risk management function,


heading: Risk Management and Strategy

body_start: As a component of and integrated into our overall risk manag


body_start: Our enterprise risk management process includes an evaluatio


heading: Cybersecurity Governance

body_start: Our Board of Directors has delegated oversight responsibilit


heading: Risk Management and Strategy

body_start: In an effort to mitigate cyber intrusions, the Company has i


heading: Risk Management and Strategy

body_start: We rely on computer systems and information technology to co


heading: Cybersecurity Governance

body_start: Our Vice President of Information Technology (our VP of IT)


heading: Risk Management and Strategy

body_start: We have developed and implemented a cybersecurity risk manag


heading: Risk Management and Strategy

body_start: Our cybersecurity and risk management program is intended to


heading: Third-party risk management

body_start: Vetting the cybersecurity controls of vendors and partners t


heading: Governance and Oversight

body_start: The Company's Board of Directors as a whole supervises the C


heading: Third-Party Risk Management

body_start: The Company evaluates third-party vendors prior to onboardin


heading: Risk Management and Strategy

body_start: We have implemented and maintain various information securit


heading: Cybersecurity Risk Management

body_start: As part of our overall risk management system, we have estab


heading: Cybersecurity Risk Management

body_start: At MongoDB, cybersecurity risk management is an integral par


heading: Risk Management and Strategy

body_start: Our Board and its committees oversee the Company's risk mana


heading: Cybersecurity Threats

body_start: Even with our extensive and systematic approach to cybersecu


heading: Risk Management and Strategy

body_start: Cybersecurity oversight is embedded in our ERM Steering Comm


heading: Management and Board Oversight

body_start: Our enterprise risk management framework was developed in co


heading: Risk management and strategy

body_start: We are subject to various cybersecurity risks that could adv


heading: Board of Directors Oversight

body_start: The Board is composed of members who have diverse expertise


heading: Risk Management and Strategy


heading: Risk Management and Strategy

body_start: As an externally managed company, our day-to-day operations


heading: Cybersecurity Program

body_start: Given the importance of cybersecurity to our business, we ma


heading: Risk management and strategy


heading: Risk Management and Strategy

body_start: We have policies, standards, processes and practices for ass


heading: Cybersecurity Governance

body_start: Our board of directors, led by the board's technology, innov


body_start: As with all institutions involved in the provision of financ


heading: Risk Management and Strategy

body_start: The Company recognizes the significance of such risks and cy


heading: Risk management and strategy

body_start: Our approach to managing cybersecurity risk and safeguarding


body_start: We have established policies and processes for assessing, id


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its overal


body_start: Each operating company assesses its own cybersecurity risk p


heading: Risk Management and Strategy

body_start: We and our advisor have processes for assessing, identifying


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


body_start: We have developed and implemented a cybersecurity risk manag


heading: Risk management and strategy

body_start: We recognize the importance of protecting our critical infor


heading: Risk Management and Strategy

body_start: The Company maintains a cybersecurity risk management progra


heading: Board of Directors Oversight

body_start: The Risk Committee of the Board of Directors is responsible


heading: Risk Management Personnel

body_start: Primary responsibility for assessing, monitoring, and managi


body_start: The Company's cybersecurity risk management strategy focuses


heading: Risk management and Strategy

body_start: We rely on information technology and data to operate our bu


heading: Risk Management and Strategy

body_start: Our corporate information technology, communication networks


heading: RISK MANAGEMENT AND STRATEGY

body_start: Our cybersecurity policies and practices, which are based on


heading: Risk Management and Strategy

body_start: We recognize the importance of assessing, identifying, and m


body_start: As an externally managed REIT, our risk management function,


heading: Cybersecurity Governance

body_start: The AGM board of directors' oversight of cybersecurity risk


heading: Risk Management and Strategy

body_start: Material risks from cybersecurity threats are managed across


heading: Risk Management and Strategy

body_start: We recognize the importance of assessing, identifying and ma


heading: Cybersecurity Governance

body_start: Our board of directors considers cybersecurity risk as part


heading: Cybersecurity Governance

body_start: Our full Board considers cybersecurity risk as part of its r


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


heading: Cybersecurity Governance

body_start: Cybersecurity is a critical component of our enterprise risk


heading: Risk Management and Strategy

body_start: Our risk management program is designed to identify, assess,


heading: Governance

body_start: Our CISO is accountable for managing our enterprise cybersec


heading: Risk Management and Strategy

body_start: As one of the critical elements of the Company's overall ERM


body_start: We have developed and implemented a cybersecurity risk manag


heading: Governance

body_start: Related to Cybersecurity Risks Our third-party managed IT se


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Risk Management and Strategy

body_start: We regularly face cybersecurity threats from malicious third


heading: Risk Management and Strategy

body_start: We recognize the increasing significance that cybersecurity


heading: Risk Management and Strategy

body_start: We have implemented and maintain a formal information securi


heading: Risk Management and Strategy

body_start: We implement and maintain a formal information security mana


heading: Risk management and strategy

body_start: Lightbridge utilizes third-party vendors to manage its Infor


heading: Board of Directors Oversight

body_start: The Audit Committee is central to the Board's oversight of c


heading: Risk Management and Strategy

body_start: We periodically assess risks from cybersecurity threats, and


body_start: We recognize the importance of assessing, identifying, and m


heading: Cybersecurity Governance

body_start: Our board of directors is actively involved in overseeing ri


heading: Risk Management and Strategy

body_start: We believe we have implemented processes that are designed t


heading: Cybersecurity Governance

body_start: Our Board oversees management's implementation of our cybers


heading: Risk management and strategy

body_start: We assess material risks from cybersecurity threats on an on


body_start: Due to the size of our company, we have not yet developed ro


heading: Risk Management and Strategy

body_start: We do not have any processes for assessing, identifying, and


heading: Risk Management and Strategy

body_start: Our cybersecurity policies, standards, processes and practic


body_start: We depend on software applications, information technology s


heading: Risk Management and Strategy

body_start: The Company's cybersecurity environment is led by its Chief


heading: Risk Management and Strategy

body_start: We utilize a Cloud-only architecture which enables us to red


heading: Risk Management and Strategy

body_start: Our cybersecurity policies, standards, processes, and practi


heading: Risk Management and Strategy

body_start: We have implemented and maintain a cybersecurity program in


heading: Risk management and strategy


heading: Risk Management and Strategy

body_start: As one of the critical elements of our overall ERM approach,


body_start: Due to the size of the Company, we have not yet developed ro


heading: Risk Management and Strategy

body_start: Our cybersecurity program is designed to detect cybersecurit


heading: Risk Management and Strategy

body_start: In the ordinary course of business, the Company is subject t


heading: Risk Management and Strategy

body_start: Lightbridge utilizes third-party vendors to manage its Infor


heading: Board of Directors Oversight

body_start: The Audit Committee is central to the Board's oversight of c


heading: Risk Management and Strategy

body_start: We periodically assess risks from cybersecurity threats, and


heading: Risk Management and Strategy

body_start: We monitor our websites and online accounts frequently to ma


heading: Cybersecurity Governance

body_start: Our Board oversees management's implementation of our cybers


body_start: We recognize the importance of assessing, identifying, and m


heading: Cybersecurity Governance

body_start: Our board of directors is actively involved in overseeing ri


heading: Risk Management and Strategy

body_start: We believe we have implemented processes that are designed t


heading: Risk management and strategy

body_start: We assess material risks from cybersecurity threats on an on


body_start: We have developed and maintain a cybersecurity risk manageme


heading: Cybersecurity Governance

body_start: Our Board of Directors oversees our risk management, includi


heading: Risk Management and Strategy

body_start: Our cybersecurity policies, standards, processes and practic


heading: Risk management and strategy

body_start: Management of material risks from cybersecurity threats is i


heading: Risk Management and Strategy

body_start: The Company's cybersecurity environment is led by its Chief


heading: Governance

body_start: Our board of directors, also acting as our audit committee,


heading: Risk Management and Strategy

body_start: Our cybersecurity policies, standards, processes, and practi


heading: Risk Management and Strategy

body_start: We do not have any processes for assessing, identifying, and


heading: Risk Management and Strategy

body_start: The Company invests in information technology systems for it


heading: Risk Management and Strategy

body_start: We utilize a Cloud-only architecture which enables us to red


heading: Risk management and strategy

body_start: While we do not currently have dedicated cybersecurity perso


body_start: Due to the size of the Company, we have not yet developed ro


heading: Risk Management and Strategy

body_start: Our cybersecurity program is designed to detect cybersecurit


heading: Risk Management and Strategy

body_start: In the ordinary course of business, the Company is subject t


heading: Risk Management and Strategy

body_start: Our cybersecurity risk management program is focused on the


heading: Incident Response and Recovery Planning

body_start: The Company has established and maintains incident response


heading: Governance

body_start: The Board's oversight of cybersecurity risk management is su


heading: Risk Management and Strategy

body_start: We believe cybersecurity is critical to our mission to help


heading: Risk Management and Strategy

body_start: As one of the critical elements of the Company's overall ERM


heading: Incident Response and Recovery Planning

body_start: The Company has established and maintains comprehensive inci


heading: Third-Party Risk Management

body_start: The Company maintains a comprehensive, risk-based approach t


heading: Risk Management and Strategy

body_start: As an externally managed company, our day-to-day operations


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


body_start: We face significant and persistent cybersecurity risks due t


heading: Cybersecurity Governance

body_start: Risk assessment and oversight are an integral part of our go


heading: RISK MANAGEMENT AND STRATEGY

body_start: Cybersecurity risk management is an integral part of our ent


heading: Risk Management

body_start: Oversight and Governance The Board of Directors has oversigh


body_start: We have established processes for assessing, identifying and


heading: Cybersecurity Governance and Oversight

body_start: The audit committee of our board of directors provides overs


body_start: We maintain a cybersecurity program overseen by the Managing


heading: Cybersecurity Governance and Oversight

body_start: The Board of Directors has primary oversight of risks from c


body_start: We maintain a cybersecurity program overseen by the Vice Pre


heading: Management's Role in Managing Risk

body_start: The Vice President of IT and Digital, along with the CISO, h


heading: Cybersecurity Governance and Oversight

body_start: The Audit Committee of our Board of Directors provides direc


body_start: Governance and Incident Disclosure Cybersecurity risk is a s


heading: Cybersecurity Governance

body_start: While often viewed as a technical discipline, we approach cy


heading: Cybersecurity Governance

body_start: Although often seen as a technical discipline, we view cyber


heading: Risk Management and Strategy

body_start: Information security and privacy are an important part of ou


heading: Incident Response

body_start: The Company has a dedicated cybersecurity incident response


heading: Management's Role

body_start: The Company has a dedicated cybersecurity organization withi


heading: Cybersecurity Processes

body_start: We continue to strengthen our cybersecurity measures to safe


heading: Cybersecurity Governance

body_start: Our Board provides strategic oversight on cybersecurity matt


heading: Governance

body_start: Our senior management team conducts the regular assessment a


heading: Risk Management

body_start: We have implemented a robust vendor risk management program,


heading: Governance and Oversight

body_start: Our Board of Directors and senior management are actively in


heading: Risk Management

body_start: We assess the cybersecurity practices of our third-party ven


heading: Risk Management and Strategy

body_start: We depend on software applications, information technology s


heading: Cybersecurity Assessments

body_start: Regular assessments of our cybersecurity through both intern


heading: Third-Party Risk Management

body_start: Evaluation of third-party vendors' security practices to ens


heading: Governance and Oversight

body_start: Cybersecurity governance at QHSLab, Inc. is a board-level pr


heading: Risk management and strategy

body_start: We understand the importance of preventing, assessing, ident


heading: Risk Management and Strategy

body_start: Our management recognizes the impact that cybersecurity thre


heading: Risk Management and Strategy

body_start: As one of the critical elements of our overall ERM approach,


heading: Cybersecurity Risk Management

body_start: Due to the nature of our business we face a variety of poten


body_start: We recognize the importance of assessing, identifying, and m


heading: Risk Management and Strategy

body_start: As a smaller reporting company, we currently do not have for


heading: Risk Management and Strategy

body_start: As of July 31, 2024, we have implemented the following set o


heading: Risk Management and Strategy

body_start: We regularly assess risks from cybersecurity threats, monito


heading: Cybersecurity

body_start: Incidents noted above, Mr. Geldenhuys is the sole Director o


heading: risk management

body_start: We rely on certain third-party service providers, including


heading: Risk Management and Strategy

body_start: Effect of Risk face risks related to cybersecurity such as u


heading: Risk Management and Strategy

body_start: We recognize the critical importance of developing, implemen


body_start: Our Cybersecurity Risk Management program is an integrated c


heading: Cybersecurity Governance

body_start: The Board of Directors established its CIT Committee with sp


body_start: Our cybersecurity risk management program is an integrated c


heading: Cybersecurity Governance

body_start: The Board of Directors has established its CIT Committee wit


heading: Board of Directors Oversight

body_start: Our Board of Directors has established oversight mechanisms


heading: Cybersecurity Program

body_start: Given the importance of cybersecurity to our business, we ma


heading: Risk Management and Strategy

body_start: As part of our enterprise risk assessment function, which is


heading: Risk Management and Strategy

body_start: We have developed a cybersecurity program based on internati


heading: Risk Management and Strategy

body_start: We have implemented ongoing processes that are designed to c


heading: Governance

body_start: Related to Cybersecurity Risks Our Vice President of Enterpr


heading: Risk Management and Strategy

body_start: We rely on the cybersecurity policies and procedures impleme


body_start: We have no employees and are externally managed by our Advis


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board of Directors (the "Board") considers cybersecurity


heading: Cybersecurity Governance

body_start: Our board of directors (the "Board") considers cybersecurity


heading: Risk Management and Strategy

body_start: As part of its broader approach to risk management, Cheniere


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Risk Management and Strategy

body_start: Our periodic assessment and testing of policies, standards,


heading: Management's Role

body_start: The Information Security department is responsible for imple


heading: Risk Management and Strategy

body_start: We have developed and implemented a cybersecurity framework


body_start: We are committed to maintaining robust governance, oversight


heading: Cybersecurity Governance

body_start: The Risk Committee of the Board of Directors is ultimately r


heading: Cybersecurity

body_start: Governance and Strategy Our cybersecurity program is designe


heading: Cybersecurity

body_start: Risk and Threat Management Our Enterprise Cybersecurity Risk


heading: Cybersecurity Governance

body_start: Our board of directors considers cybersecurity risk as part


heading: Risk Management and Strategy

body_start: A key part of the Company's strategy for managing risks from


body_start: The Company's risk management program for cybersecurity is i


heading: Cybersecurity Governance

body_start: The Audit Committee and Technology Committee of the Board of


heading: Cybersecurity Governance

body_start: The Audit Committee and Risk Committee of the Board of Direc


body_start: We employ a comprehensive strategy for identifying and addre


body_start: Cybersecurity risk management is one component of our inform


heading: Cybersecurity Governance

body_start: Our Board of Directors (the "Board") considers cybersecurity


heading: Risk Management and Strategy

body_start: We have processes in place designed to protect our informati


heading: Risk Management and Strategy

body_start: We are committed to properly addressing the cybersecurity th


heading: Risk Management and Strategy

body_start: As part of our overall enterprise risk management function,


heading: Risk Management and Strategy

body_start: In the ordinary course of business, we rely on electronic co


body_start: Our cybersecurity program is built upon the National Institu


heading: Cybersecurity Governance

body_start: All employees of the Company have ownership in managing cybe


heading: Risk Management and Strategy

body_start: The Company's business is highly dependent on the communicat


body_start: We regularly assess risks from cybersecurity and technology


heading: Cybersecurity Governance

body_start: Our board of directors oversees our annual enterprise risk a


heading: Cybersecurity

body_start: Education and Awareness We monitor emerging laws and best pr


heading: Cybersecurity Risk Management, Strategy, and Governance

body_start: We recognize the importance of assessing, identifying, and m


heading: Governance

body_start: Structure and Risk Management Functions Cybersecurity is an


heading: Cybersecurity

body_start: Leadership and Communication Our CIO has experience in vario


heading: Risk Management and Strategy

body_start: We have established policies and processes for assessing, id


heading: Governance

body_start: Related to Cybersecurity Risks Our Chief Technology Officer


heading: Governance

body_start: Related to Cybersecurity Risks Our Chief Technology Officer,


body_start: As part of our cybersecurity process, we engage external aud


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


heading: Risk Management and Strategy

body_start: We have implemented and maintain various information securit


heading: Risk Management and Strategy

body_start: We implement and maintain various information security proce


heading: Risk management and strategy


heading: Risk management and strategy

body_start: We have implemented and maintain various cybersecurity proce


heading: Risk Management and Strategy

body_start: The Company recognizes the importance of developing, impleme


heading: Risk Management Personnel

body_start: Primary responsibility for assessing, monitoring and managin


heading: Risk Management

body_start: Personnel and managing our cybersecurity risks rests with th


heading: Risk Management and Strategy

body_start: Our cross-functional cybersecurity teams are responsible for


heading: Board of Directors Oversight

body_start: The Company's Board of Directors (the "Board") takes an acti


body_start: As an externally managed, closed-end management investment c


heading: Risk Management and Strategy

body_start: Our cybersecurity program is led by our IT department and ou


heading: Risk Management and Strategy

body_start: The Company has processes for assessing, identifying, and ma


heading: Risk Management and Strategy

body_start: We employ systems and processes designed to oversee, identif


heading: Incident Response

body_start: We have adopted an Incident Response Plan (the "IRP") that a


heading: Risk Management and Strategy

body_start: The CISO and Team manage a program for enterprise cybersecur


heading: Incident Response

body_start: Our Cybersecurity Incident Response Plan ("IRP"), which gene


body_start: Cybersecurity risk management is integrated into our Enterpr


heading: Cybersecurity Governance

body_start: In line with its broader strategic oversight, the Board over


heading: Risk Management and Strategy

body_start: Consistent with overall ERM policies and practices, our cybe


heading: Risk Management

body_start: Strategy and Procedures BNY Mellon has implemented policies


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk and other information


heading: Risk Management and Strategy

body_start: We regularly assess risks from cybersecurity threats, monito


body_start: The Company depends on the proper functioning, availability


heading: Cybersecurity Governance

body_start: Our Board of Directors considers cybersecurity risk as part


heading: Risk management and strategy

body_start: We have endeavored to implement a cybersecurity program that


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


heading: Risk Management and Strategy


heading: Cybersecurity Governance

body_start: Our board of directors considers cybersecurity risk as part


heading: Risk Management and Strategy

body_start: We are a global company built on the trust of our customers,


heading: Risk Management and Strategy

body_start: As part of our overall risk management system we maintain co


heading: Board of Directors Oversight

body_start: The Audit Committee of our Board of Directors has overall re


body_start: In the normal course of business, we collect and store perso


heading: Cybersecurity Governance

body_start: Our cybersecurity risk management and strategy processes, wh


heading: Governance

body_start: Related to Cybersecurity Risks Our Chief Information Officer


body_start: Our cybersecurity risk management program is managed by our


heading: Cybersecurity governance

body_start: Our CIO has 30 years of experience in highly regulated indus


heading: Cybersecurity governance

body_start: Our CIO assumed his position effective June 1, 2024, followi


heading: Risk Management and Strategy

body_start: On an annual basis, we conduct an evaluation of our cybersec


body_start: Effect of Risk We face risks related to cybersecurity such a


body_start: As a provider of cybersecurity solutions, we are passionate


heading: Cybersecurity Governance

body_start: Our Board of Directors has oversight responsibility for our


body_start: We maintain an information security program that seeks to co


heading: Cybersecurity Governance

body_start: As detailed above, the CISO and the information security tea


heading: Risk Management and Strategy

body_start: We understand the importance of preventing, assessing, ident


heading: Risk Management and Strategy

body_start: Our cybersecurity risk management process is aligned with ou


heading: Cybersecurity Governance

body_start: Our cybersecurity governance program is led by the Vice Pres


heading: Cybersecurity Governance

body_start: Our cybersecurity governance program is led by the Senior Vi


heading: Risk Management and Strategy

body_start: Our enterprise risk management program is designed to identi


heading: Risk Management and Strategy

body_start: We regularly assess risks from cybersecurity threats, monito


heading: Cybersecurity governance

body_start: Responsibility for cybersecurity matters sits within the Chi


heading: Risk Management

body_start: Strategy and Procedures We, our Investment Adviser and its a


heading: Risk Management

body_start: Oversight and Governance Our Board of Directors oversees our


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


heading: Risk Management and Strategy

body_start: Our cybersecurity risk management strategy is integrated int


heading: Risk Management and Strategy

body_start: Cybersecurity risk was identified as a significant enterpris


heading: Cybersecurity

body_start: Threats and Incidents To date, risks from cybersecurity thre


heading: Risk Management and Strategy

body_start: We maintain a risk-based, defense-in-depth approach to cyber


heading: Risk Management and Strategy

body_start: Our cybersecurity policies, standards, processes and practic


heading: Strategy

body_start: Governance and Risk Management Reflect Scientific maintains


heading: Risk Management and Strategy

body_start: We recognize the importance of assessing, identifying and ma


heading: Risk Management and Strategy

body_start: We maintain processes for assessing, identifying, and managi


heading: Cybersecurity Governance

body_start: Our cybersecurity and data privacy programs are implemented


body_start: We have developed and implemented a cybersecurity risk manag


heading: Risk Management and Strategy

body_start: We depend on information technology ("IT") and operational t


heading: Board of Directors Oversight

body_start: The board of directors of our general partner and executive


heading: Risk Management and Strategy

body_start: We regularly assess risks from cybersecurity threats, monito


heading: Risk Management and Strategy

body_start: Our Board recognizes the critical importance of maintaining


heading: Risk Management and Strategy

body_start: We regularly assess risks from cybersecurity threats; monito


heading: Cybersecurity Program

body_start: As part of our risk management processes, we have an enterpr


heading: Risk Management and Strategy

body_start: We prioritize the management of cybersecurity risk and regul


heading: Risk Management and Strategy

body_start: We have established processes and policies for assessing, id


body_start: We have developed and implemented an information security an


heading: Cybersecurity Governance

body_start: Our Board maintains oversight responsibility relating to our


heading: Governance

body_start: As discussed in more detail under "Item 1C. Cybersecurity—Go


heading: Risk management and strategy

body_start: We rely on our information technology to operate our busines


heading: Risk Management and Strategy

body_start: The company continuously monitors its information systems to


heading: Strategy

body_start: Governance and Risk Management Our Technology Risk Program i


heading: Board of Directors' Oversight

body_start: Our board of directors takes an active and informed role in


heading: Risk Management and Strategy

body_start: Hilltop recognizes the critical importance of protecting com


heading: Board of Directors Oversight

body_start: Our board of directors and the Risk Committee of the board o


heading: Cybersecurity

body_start: Training and Awareness We train our users throughout the yea


body_start: The Company has developed and implemented a cybersecurity ri


heading: Cybersecurity Governance

body_start: The Company's Board of Directors considers cybersecurity ris


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board of Directors considers cybersecurity risk as part


body_start: Our approach to mitigating information technology and cybers


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as critical to the en


heading: Governance

body_start: Related to Cybersecurity Risks Our management, with involvem


heading: Governance

body_start: Pursuant to the Company's ERM practices, oversight of cybers


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


heading: Risk Management and Strategy

body_start: We recognize the critical importance in developing, implemen


heading: Cybersecurity Risk Management

body_start: We have adopted a cybersecurity risk management process that


heading: Cybersecurity Program

body_start: Our cybersecurity and related controls, policies and procedu


heading: Cybersecurity

body_start: Monitoring and Incident Reporting We continuously monitor ou


heading: Board of Directors Oversight

body_start: The board of directors oversees our cybersecurity risks by p


heading: Risk Management and Strategy

body_start: We maintain a cybersecurity program designed to assess, iden


heading: Risk Management and Strategy

body_start: The Company has adopted processes designed to identify, asse


heading: Cybersecurity Governance

body_start: Our Board of Directors considers cybersecurity risk as criti


heading: Governance

body_start: As discussed in more detail under "Item 1C. Cybersecurity—Go


heading: Incident Response and Recovery Planning

body_start: Together with the MSP, we have established a written informa


heading: Third-Party Risk Management

body_start: Together with the MSP, we maintain a comprehensive, risk-bas


heading: Risk management and strategy

body_start: Matson's information security, Internal Audit and risk manag


body_start: We have developed and implemented cybersecurity risk managem


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity and other information tech


heading: Risk Management and Strategy

body_start: In the course of our operations, the Company receives and ma


body_start: Due to our structure as a REIT, the cybersecurity program, p


heading: Cybersecurity Governance

body_start: Our board of directors (the "board") considers cybersecurity


heading: Risk Management and Strategy

body_start: We prioritize the management of cybersecurity risk and the p


body_start: Effect of Risk We face risks related to cybersecurity such a


heading: Risk Management and Strategy

body_start: We recognize the importance of maintaining the security of o


heading: Risk Management

body_start: Systems and Processes To identify and assess material risks


heading: Risk Management and Strategy

body_start: As a financial institution in today's digital landscape, we


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


body_start: We rely on computer, information, network, and communication


heading: Cybersecurity Governance and Oversight

body_start: The Audit Committee of our Board of Directors provides direc


body_start: We recognize the importance of assessing, identifying, and m


heading: Cybersecurity Governance

body_start: Information technology and data security, particularly cyber


heading: Risk Management and Strategy

body_start: Our corporate information technology, communication networks


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


heading: Risk Management and Strategy

body_start: Our Board of Directors and management team recognizes the im


heading: Board of Directors Oversight

body_start: We recognize the critical importance of cybersecurity and da


heading: Management's Role

body_start: Our management team is actively engaged in assessing and man


heading: Risk Management and Strategy

body_start: The Company recognizes the critical importance of developing


heading: Board of Directors Oversight

body_start: As part of its responsibility to oversee the management, bus


heading: Management's Role in Managing Risk

body_start: Senior management is responsible for creating and recommendi


body_start: Our enterprise risk management framework considers cybersecu


heading: Cybersecurity Governance

body_start: Our chief information officer, who leads our IT department,


heading: Cybersecurity

body_start: Threats and Incidents. To date, there have not been any cybe


heading: Risk Management and Strategy

body_start: The Company believes that a strong cybersecurity program is


heading: Board of Directors Oversight

body_start: The Board of Directors is responsible for overseeing the Com


heading: Risk Management Personnel

body_start: The Company's CISO has extensive experience in the field of


heading: Cybersecurity Risk Management

body_start: Cybersecurity risk management is an integral part of Payonee


heading: Cybersecurity Risk Management Program

body_start: We recognize the importance of maintaining the integrity of


heading: Governance

body_start: As discussed in more detail under "Item 1C. Cybersecurity—Go


heading: Incident Response and Recovery Planning

body_start: The Company has established and maintains comprehensive inci


heading: Third-Party Risk Management

body_start: The Company maintains a comprehensive, risk-based approach t


heading: Risk Management and Strategy

body_start: We are committed to protecting the security and integrity of


body_start: In today's increasingly interconnected world, cybersecurity


heading: Management's Role

body_start: Our chief information officer and our security architect are


heading: Board of Directors Oversight

body_start: Our board of directors plays a crucial role in overseeing ou


heading: Cybersecurity Risk Management

body_start: We recognize the security of our banking operations is criti


heading: Cybersecurity Governance

body_start: The Board of Directors, through the Audit Committee and Dire


heading: Risk Management and Strategy

body_start: We have processes in place for assessing, identifying, and m


heading: Risk Management and Strategy

body_start: In the ordinary course of our business, we collect and store


heading: Risk Management and Strategy

body_start: We recognize the critical importance of maintaining the safe


heading: Cybersecurity Threats

body_start: In today's digitally interconnected workspace, we are increa


heading: Risk Management and Strategy

body_start: Our Cybersecurity Approach and Integration Technology is a f


heading: Risk Management and Strategy

body_start: We recognize the importance of assessing, identifying, and m


heading: Risk Management and Strategy

body_start: Reliance has implemented processes for assessing, identifyin


heading: Cybersecurity Risk Management

body_start: We face a number of cybersecurity risks in connection with o


heading: Risk Management and Strategy

body_start: Consistent with overall risk management policies and practic


heading: Third-Party Risk Management

body_start: The Company ensures that all third party vendors that proces


heading: Risk Management and Strategy

body_start: We implement and maintain various information security proce


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


body_start: Our cybersecurity risk management initiative is a cornerston


heading: Cybersecurity Governance

body_start: Our Board of Directors (the "Board") considers cybersecurity


heading: Risk Management and Strategy

body_start: We have designed and implemented processes to assess, identi


heading: Governance

body_start: Our Manager of Information Technology ("MIT") is responsible


heading: Risk Management and Strategy

body_start: The Company recognizes the critical importance of maintainin


heading: Governance

body_start: The Company's Board of Directors (the "Board"), in coordinat


heading: Risk Management and Strategy

body_start: We recognize the importance of maintaining the trust and con


heading: Incident Response and Recovery Planning

body_start: We have established and maintain comprehensive incident resp


heading: Third-Party Risk Management

body_start: We maintain a comprehensive risk-based approach to identifyi


heading: Risk Management

body_start: Strategy and Governance Under the ultimate direction of our


heading: Risk Management and Strategy

body_start: As one of the critical elements of the Company's overall ris


heading: Governance

body_start: The Board's oversight of cybersecurity risk management is le


heading: Third-Party Risk Management

body_start: We maintain a risk-based approach to identifying and oversee


heading: Risk Management and Strategy

body_start: We employ risk management, mitigation and prevention strateg


heading: Risk Management and Strategy

body_start: We have processes in place for assessing, identifying, and m


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Our Board of Directors (the "Board") regularly considers cyb


heading: Risk Management and Strategy

body_start: Cybersecurity and privacy incidents in the pharmaceutical in


heading: Cybersecurity Program

body_start: Given the importance of cybersecurity to our business, we ma


body_start: Allient has processes in place to assess, identify, and mana


heading: Cybersecurity Governance

body_start: Management is responsible for the development of all cyberse


heading: Risk Management and Strategy

body_start: We rely on information technology and data to operate our bu


heading: Risk Management and Strategy

body_start: We have processes in place to regularly assess, manage and i


heading: Risk Management and Strategy

body_start: The Company maintains a cybersecurity risk management progra


heading: Cybersecurity

body_start: Policies and Procedures. The Company maintains a set of cybe


heading: Risk Management and Strategy

body_start: We implement and maintain various information security proce


heading: Risk management and strategy

body_start: Our accounting and financial reporting platforms and related


heading: Risk Management and Strategy

body_start: Our policies and processes for assessing, identifying and ma


heading: Incident Response and Recovery Planning

body_start: In an effort to effectively respond to a security event, we


heading: Third-Party Risk Management

body_start: We have implemented controls designed to identify and mitiga


heading: Management's Role

body_start: Our chief information security officer ("CISO"), chief techn


heading: Risk Management and Strategy

body_start: Cybersecurity risk is the risk of exposure to harm or loss r


heading: Board of Directors Oversight

body_start: Our Information Technology Steering Committee ("ITSC") is ce


heading: Risk Management Personnel

body_start: Primary responsibility for assessing, monitoring and managin


body_start: We have established processes, procedures, and controls to i


heading: Cybersecurity Governance and Oversight

body_start: Our Cybersecurity Risk Mitigation Practices are managed on a


heading: Risk Management and Strategy

body_start: We maintain standard procedures to help assess, identify and


heading: Risk Management and Strategy

body_start: We have established policies and processes for assessing, id


heading: Cybersecurity Risk Management

body_start: The Information Security Program employs various information


heading: Risk management and strategy

body_start: The Company has incorporated evaluation of cybersecurity thr


heading: Risk Management and Strategy

body_start: We regularly assess risks from cybersecurity threats; monito


heading: Cybersecurity Governance

body_start: Our Board of Directors has overall responsibility for risk o


heading: Risk Management and Strategy

body_start: We evaluate our cybersecurity strategy annually, including o


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


heading: Governance

body_start: Related to Cybersecurity Risks Our board of directors, as a


body_start: We maintain a cybersecurity program, which is informed by in


heading: Risk Management and Strategy

body_start: The Company relies extensively on various information system


heading: Governance

body_start: The Company's management team is responsible for the day-to-


heading: Risk Management and Strategy

body_start: Our cybersecurity program provides what we believe is an eff


heading: Board of Directors Oversight

body_start: The Audit Committee is central to the Board's oversight of c


heading: Management's Role in Managing Risk

body_start: The Chief Information Security Officer plays a pivotal role


heading: Risk Management Personnel

body_start: Primary responsibility for assessing, monitoring and managin


heading: Cybersecurity Risk Management

body_start: We recognize the critical importance of maintaining the safe


heading: Risk Management and Strategy

body_start: The Corporation's cybersecurity risk management program is d


heading: Governance

body_start: The Board of Directors provides oversight of the risk manage


body_start: We have established certain processes for identifying, evalu


heading: Cybersecurity Governance

body_start: While our board of directors is responsible for oversight an


heading: Risk Management and Strategy

body_start: We continue to assess and improve the capabilities of our pe


heading: Risk Management and Strategy

body_start: Monitoring and assessing cybersecurity risk is a critical pa


heading: Risk Management and Strategy

body_start: We recognize the critical importance of developing, implemen


heading: Risk Management and Strategy

body_start: To combat the ever-present cyber risks, the Company maintain


body_start: The Company integrates cybersecurity into its overall approa


heading: Cybersecurity Governance

body_start: The Senior Director of Information Security and IT Complianc


heading: Third-party Risk Management

body_start: We have adopted a third-party due diligence assessment polic


heading: Risk Management and Strategy

body_start: We identify and assess material risks from cybersecurity thr


heading: Risk Management and Strategy

body_start: Our operations include the creation, collection and maintena


body_start: At Century Therapeutics, we recognize the importance of info


heading: Risk management and strategy

body_start: The Company employs a multi-layered approach in an effort to


heading: Risk Management and Strategy

body_start: We face various cybersecurity risks and threats that could h


heading: Cybersecurity Governance

body_start: Our Audit Committee is provided with regular updates from ma


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


body_start: We have implemented and maintain a cybersecurity risk manage


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Cybersecurity Threats

body_start: To assess and manage cybersecurity threats, the Company main


body_start: The current threat environment from phishing emails to cyber


heading: Third-Party Risk Management

body_start: The Bank has an established third party information security


heading: Management's Role

body_start: The CIO along with the Information Security Officer is respo


body_start: We have invested time and resources with a goal to define, i


body_start: Our technology and cybersecurity programs are crucial to mai


heading: Cybersecurity Governance

body_start: Our Board of Directors oversees the management of our cybers


heading: Risk Management and Strategy

body_start: We have established policies and processes for assessing, id


heading: Risk Management and Strategy

body_start: Material risks of cybersecurity threats are integrated into


heading: Risk Management and Strategy

body_start: We have established processes and policies for assessing, id


heading: Risk Management and Strategy

body_start: Our risk management program is designed to identify, assess,


heading: Risk Management and Strategy

body_start: The Company understands the importance of preventing, assess


body_start: We have developed and implemented a cybersecurity risk manag


heading: Cybersecurity Governance

body_start: Risk assessment and oversight are an integral part of our go


heading: Governance

body_start: Related to Cybersecurity Risks The Audit Committee of our Bo


heading: Risk Management and Strategy

body_start: The Company considers cybersecurity risks as part of our ove


heading: Risk management and strategy

body_start: We have implemented and maintain various information securit


body_start: We recognize the importance of assessing, identifying, and m


heading: Cybersecurity Governance

body_start: Cybersecurity is an important part of our risk management pr


body_start: Effect of Risk We face risks related to cybersecurity such a


body_start: We have implemented and maintain various cybersecurity proce


heading: Cybersecurity Governance

body_start: Our Board of Directors addresses the Company's cybersecurity


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Risk Management and Strategy

body_start: The Company has processes for assessing, identifying, and ma


heading: Risk Management and Strategy

body_start: Our cybersecurity risk management program, a critical compon


heading: Governance

body_start: Related to Cybersecurity Risks Our Senior Director of Inform


heading: Risk Management and Strategy

body_start: We have engaged a third-party IT and cybersecurity firm to a


heading: Risk Management and Strategy

body_start: We have programs for assessing, identifying, and managing ma


heading: Risk Management and Strategy

body_start: As one of the critical elements of the Company's overall ERM


heading: Third-Party Risk Management

body_start: The Company maintains a comprehensive, risk-based approach t


heading: Risk Management and Strategy

body_start: Management of cybersecurity risks is a component of our over


heading: Risk Management and Strategy

body_start: Our risk management program is designed to identify, assess,


heading: Cybersecurity Risk Management

body_start: The underlying processes and controls of cyber risk manageme


body_start: Our information technology ("IT") and cybersecurity programs


heading: Cybersecurity Governance

body_start: Our Board of Directors considers cybersecurity risk as part


heading: Risk Management and Strategy

body_start: The Company's Enterprise Risk Management Policy assists the


body_start: The Company is committed to ensuring that it has processes i


heading: Cybersecurity Governance

body_start: Our Board, as part of our risk management function, receives


heading: Risk Management and Strategy

body_start: The Company's Information Security Program ("Program") uses


heading: Risk Management and Strategy

body_start: We have established policies and processes for assessing, id


heading: Cybersecurity Threats

body_start: As of December 31, 2023, we have not identified an indicatio


heading: Risk Management and Strategy

body_start: Managing cybersecurity risks is an important component of ou


heading: Incident Response

body_start: We have a written information security incident response pla


heading: Risk Management and Strategy

body_start: We recognize the importance of assessing, identifying, and m


body_start: We have established certain processes for identifying, evalu


heading: Cybersecurity Governance

body_start: While our board of directors is responsible for oversight an


body_start: Effect of Risk We face risks related to cybersecurity such a


heading: Board Oversight

body_start: The Board of Directors is responsible for reviewing the over


heading: Risk management and strategy


heading: Risk management and strategy

body_start: Our accounting and financial reporting platforms and related


heading: Cybersecurity Governance

body_start: Our Board considers cybersecurity risk as part of its risk o


heading: Risk Management and Strategy

body_start: The Company has adopted processes designed to identify, asse