UNITED STATES

 SECURITIES AND EXCHANGE COMMISSION

 Washington, D.C. 20549

 FORM 10-K

 (Mark One)

 ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the fiscal year ended December 31, 2024

 or

 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the transition period from _______ to _______

 Commission file number of issuing entity: 333-268757-07

 Commission file number of depositor: 333-268757

 EXETER AUTOMOBILE RECEIVABLES TRUST 2024-2

 (Exact name of issuing entity as specified in its charter)

 Central Index Key Number of issuing entity: 0002013062

 EFCAR, LLC

 (Exact name of depositor and registrant as specified in its charter)

 Central Index Key Number of depositor and registrant: 0001654238

 EXETER FINANCE LLC

 (Exact name of sponsor as specified in its charter)

 Central Index Key Number of sponsor: 0001541713

 Delaware

 (State or other jurisdiction of

 incorporation or organization of issuing entity)

 45-2673519

 93-6517478

 (I.R.S. Employer

 Identification No. of issuing entity)

 c/o Exeter Finance LLC

 2101 W. John Carpenter Freeway

 Irving, Texas

 (Address of principal executive offices of issuing entity)

 75063

 (Zip Code)

 Registrant's telephone number, including area code: (214) 572-8256

 Securities registered pursuant to Section 12(b) of the Act: None

 Title of each class

 Trading Symbol(s)

 Name of each exchange on which registered

 Not applicable

 Not applicable

 Not applicable

 Securities registered pursuant to Section 12(g) of the Act: None

 Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

 Yes

 No

 Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.

 Yes

 No

 Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to
 file such reports), and (2) has been subject to such filing requirements for the past 90 days.

 Yes

 No

 Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter
 period that the registrant was required to submit such files).

 Yes

 No

 Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller

 reporting company, or an emerging growth company. See the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act.

 Large accelerated filer

 Accelerated filer

 Non-accelerated filer

 Smaller reporting company

 Emerging growth company

 If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange
 Act.

 Indicate by check mark whether the registrant has led a report on and attestation to its management's assessment of the e ectiveness of its internal control over nancial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by
 the registered public accounting rm that prepared or issued its audit report.

 If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements.

 Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant's executive officers during the relevant recovery period pursuant to
 §240.10D-1(b).

 Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).

 Yes

 No

 State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last
 business day of the registrant's most recently completed second fiscal quarter.

 REGISTRANT HAS NO VOTING OR NON-VOTING COMMON EQUITY OUTSTANDING HELD BY NON-AFFILIATES.

 List hereunder the following documents if incorporated by reference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) into which the document is incorporated: (1) Any annual report to security holders; (2) Any proxy or information
 statement; and (3) Any prospectus filed pursuant to Rule 424(b) or (c) under the Securities Act of 1933. The listed documents should be clearly described for identification purposes (e.g., annual report to security holders for fiscal year ended
 December 24, 1980).

 NOT APPLICABLE.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 1.

 Business.

 Item 1A.

 Risk Factors.

 Item 1C.

 Cybersecurity.

 Item 2.

 Properties.

 Item 3.

 Legal Proceedings.

 Item 1B.

 Unresolved Staff Comments.

 None.

 Item 4.

 Mine Safety Disclosures.

 Not applicable.

 The following substitute information is provided in accordance with General Instruction J to Form 10-K:

 Item 1112(b) of Regulation AB. Significant Obligors of Pool Assets.

 No single obligor represents 10% or more of the asset pool owned by Exeter Automobile Receivables Trust 2024-2 (the "Trust").

 Item 1114(b)(2) of Regulation AB. Credit Enhancement and Other Support, Except for Certain Derivatives Instruments.

 No entity or group of affiliated entities provides any external credit enhancement or other support with respect to either payment on the pool assets owned by the Trust or payments on the notes (the "Notes") or the
 certificates (the "Certificates") issued by the Trust.

 Item 1115(b) of Regulation AB. Certain Derivatives Instruments.

 No entity or group of affiliated entities provides any external derivative instruments to either payment on the pool assets owned by the Trust or payments on the Notes or the Certificates.

 Item 1117 of Regulation AB. Legal Proceedings.

 As a consumer finance company, Exeter Finance LLC ("Exeter") is subject to various consumer claims and litigation seeking damages and statutory penalties, based upon, among other things, usury, disclosure inaccuracies,
 wrongful repossession, violations of bankruptcy stay provisions, certificate of title disputes, fraud, breach of contract, improper collection practices, credit bureau reporting and discriminatory treatment of credit applicants. Some litigation
 against Exeter could take the form of class action complaints by consumers. As the assignee or purchaser of automobile loan contracts originated indirectly by dealers or originated directly by the direct lenders, in each case for sale or assignment to
 Exeter, Exeter also may be named as a co-defendant in lawsuits filed by consumers principally against such dealers or such direct lenders. The damages and penalties claimed by consumers in these types of matters can be substantial. The relief
 requested by plaintiffs varies but can include requests for compensatory, statutory and punitive damages. Exeter is also party to, or is periodically otherwise involved in, reviews, investigations, examinations and proceedings (both formal and
 informal), and information-gathering requests, by government and self-regulatory agencies, including the Federal Reserve, the Consumer Financial Protection Bureau, the United States Department of Justice, the U.S. Securities and Exchange Commission,
 the Federal Trade Commission and various state regulatory and enforcement agencies. The penalties and remedies sought by government and self-regulatory agencies in these types of matters can be substantial. Exeter believes that it has taken prudent
 steps to address and mitigate the litigation and regulatory risks associated with its business activities. As of the date hereof, Exeter is not subject to litigation or reviews, investigations, examinations or proceedings by government or
 self-regulatory agencies that individually or in the aggregate would materially adversely affect the holders of the Notes.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 5.

 Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.

 Item 7.

 Management's Discussion and Analysis of Financial Condition and Results of Operations.

 Item 7A.

 Quantitative and Qualitative Disclosures About Market Risk.

 Item 8.

 Financial Statements and Supplementary Data.

 Item 9.

 Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.

 Item 9A.

 Controls and Procedures.

 Item 9B. Other Information.

 Nothing to report.

 Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections.

 Not applicable.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 10.

 Directors, Executive Officers and Corporate Governance.

 Item 11.

 Executive Compensation.

 Item 12.

 Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

 Item 13.

 Certain Relationships and Related Transactions, and Director Independence.

 Item 14.

 Principal Accountant Fees and Services.

 The following substitute information is provided in accordance with General Instruction J to Form 10-K:

 Item 1119 of Regulation AB. Affiliations and Certain Relationships and Related Transactions.

 Information required by Item 1119 of Regulation AB has been omitted from this report on Form 10-K in reliance on the Instruction to Item 1119.

 Item 1122 of Regulation AB. Compliance with Applicable Servicing Criteria.

 Each of Exeter and Citibank, N.A. ("Citibank") (each, a "Servicing Participant") has been identified by the registrant as a party participating in the servicing function during the year ended December 31, 2024 (the "2024
 Reporting Period") with respect to the pool assets owned by the Trust. Each of the Servicing Participants has completed a report on an assessment of compliance with the servicing criteria applicable to such Servicing Participant (each, a "Report on
 Assessment") as of December 31, 2024, and for the 2024 Reporting Period. In addition, each of the Servicing Participants has provided an attestation report (each, an "Attestation Report") by a registered public accounting firm regarding its Report on
 Assessment. Each Report on Assessment and Attestation Report is attached as an exhibit to this Form 10-K.

 Neither the Report on Assessment nor the Attestation Report for Exeter has identified any material instance of noncompliance with the servicing criteria described in such Report on Assessment as being applicable to
 Exeter.

 Neither the Report on Assessment nor the Attestation Report for Citibank has identified any material instance of noncompliance with the
 servicing criteria described in such Report on Assessment as being applicable to Citibank.

 Item 1123 of Regulation AB. Servicer Compliance Statement.

 Exeter has been identified by the registrant as a servicer during the 2024 Reporting Period with respect to the pool assets owned by the Trust. Exeter has provided a statement of compliance for the 2024 Reporting
 Period, signed by an authorized officer, and such compliance statement is attached as an exhibit to this Form 10-K.

 Item 15. Exhibit and Financial Statement Schedules.

 (a)

 The following documents are filed as part of this report:

 (1)

 Not applicable.

 (2)

 Not applicable.

 (3)

 See Item 15(b) below.

 (b)

 Exhibits Required by Item 601 of Regulation S-K.

 Exhibit Number

 Description

 3.1

 Certificate of Formation of EFCAR, LLC ("EFCAR") (included in Exhibit 3.1 to
 Registration Statement on Form SF-3 (333-213381), as filed by the registrant with the Commission on August 30, 2016, which is incorporated herein by reference).

 3.2

 Limited Liability Company Agreement of EFCAR (included in Exhibit 3.2 to Registration
 Statement on Form SF-3 (333-213381), as filed by the registrant with the Commission on August 30, 2016, which is incorporated herein by reference).

 4.2

 Indenture, dated as of March 10, 2024, among the Trust, Exeter Holdings Trust 2024-2 and
 Citibank, N.A., as indenture trustee (the "Indenture Trustee") (included in Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on April 5, 2024, which is incorporated herein by reference).

 4.3

 Amended & Restated Trust Agreement for the Trust, dated as of March 10, 2024, between
 EFCAR and Wilmington Trust Company, as owner trustee (included in Exhibit 4.3 to the Trust's Form 8-K, as filed with the Commission on April 5, 2024, which is incorporated herein by reference).

 4.4

 Amended & Restated Trust Agreement for Exeter Holdings Trust 2024-2, dated as of
 March 10, 2024, between the Trust and Wilmington Trust Company, as owner trustee (included in Exhibit 4.4 to the Trust's Form 8-K, as filed with the Commission on April 5, 2024, which is incorporated herein by reference).

 4.5

 Sale and Servicing Agreement, dated as of March 10, 2024, among Exeter Holdings Trust
 2024-2, EFCAR, Exeter, as servicer, the Trust, and Citibank, N.A., as Indenture Trustee and backup servicer (included in Exhibit 4.5 to the Trust's Form 8-K, as filed with the Commission on April 5, 2024, which is incorporated herein by
 reference).

 10.1

 Purchase Agreement, dated as of March 10, 2024, between EFCAR, as purchaser, and Exeter,
 as seller (included in Exhibit 10.1 to the Trust's Form 8-K, as filed with the Commission on April 5, 2024, which is incorporated herein by reference).

 10.2

 Contribution Agreement, dated as of March 10, 2024, between Exeter Holdings Trust
 2024-2, as transferee, and the Trust, as transferor (included in Exhibit 10.2 to the Trust's Form 8-K, as filed with the Commission on April 5, 2024, which is incorporated herein by reference).

 10.3

 Deposit Account Control Agreement, dated as of December 9, 2022, among Exeter, as
 servicer, the intercreditor agent, as secured party, and Wells Fargo Bank, as lockbox bank (included in Exhibit 10.3 to the Trust's Form 8-K, as filed with the Commission on December 9, 2022, which is incorporated herein by reference).

 10.4

 Asset Representations Review Agreement, dated as of March 10, 2024, among the Trust, as
 issuer, Exeter, as servicer, and Clayton Fixed Income Services LLC, as asset representations reviewer (included in Exhibit 10.4 to the Trust's Form 8-K, as filed with the Commission on April 5, 2024, which is incorporated herein by
 reference).

 10.5

 Custodian Agreement, dated as of March 10, 2024, among Exeter, as custodian, Exeter, as
 servicer, and the Indenture Trustee (included in Exhibit 10.5 to the Trust's Form 8-K, as filed with the Commission on April 5, 2024, which is incorporated herein by reference).

 10.6

 Intercreditor Agreement, dated as of December 9, 2022, among Exeter, Citibank, N.A., as
 the intercreditor agent, and each other party that becomes a party thereto from time to time pursuant to an Accession Agreement (included in Exhibit 10.6 to the Trust's Form 8-K, as filed with the Commission on April 5, 2024, which is
 incorporated herein by reference).

 10.7

 Accession Agreement, dated as of April 5, 2024, between the Trust and Citibank, N.A., as
 indenture trustee (included in Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on April 5, 2024, which is incorporated herein by reference).

 31.1*

 Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002,
 dated March 27, 2025.

 33.1*

 Report on Assessment of Compliance with Applicable
 Regulation AB Servicing Criteria for Exeter Finance LLC, dated March 24, 2025.

 33.2*

 Report on Assessment of Compliance with Applicable
 Servicing Criteria for Citibank, dated February 28, 2025.

 34.1*

 Report of Independent Registered Public Accounting Firm of Ernst &
 Young LLP on Assessment of Compliance with Servicing Criteria relating to Exeter Finance LLC, dated March 24, 2025.

 34.2*

 Report of Independent Registered Public Accounting Firm of KPMG LLP on
 Assessment of Compliance with Servicing Criteria relating to Citibank, dated February 28, 2025.

 35.1*

 Servicer Compliance Statement, dated March 27, 2025, of Exeter Finance
 LLC.

 _____________

 * Filed herewith.

 SIGNATURES

 Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 EFCAR, LLC

 (Depositor)

 Date: March 27, 2025

 By:

 /s/ Jason Kulas

 Jason Kulas

 Chief Executive Officer

 (Senior officer in charge of securitization of the depositor)

 SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT

 No annual report to security holders, proxy statement, form of proxy or other proxy soliciting material has been sent to security holders or is anticipated to be furnished to security holders subsequent to the filing of this annual report on Form
 10-K.


UNITED STATES

 SECURITIES AND EXCHANGE COMMISSION

 Washington, D.C. 20549

 FORM 10-K

 (Mark One)

 ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the fiscal year ended December 31, 2024

 or

 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the transition period from _______ to _______

 Commission file number of issuing entity: 333-268757-08

 Commission file number of depositor: 333-268757

 EXETER AUTOMOBILE RECEIVABLES TRUST 2024-3

 (Exact name of issuing entity as specified in its charter)

 Central Index Key Number of issuing entity: 0002021010

 EFCAR, LLC

 (Exact name of depositor and registrant as specified in its charter)

 Central Index Key Number of depositor and registrant: 0001654238

 EXETER FINANCE LLC

 (Exact name of sponsor as specified in its charter)

 Central Index Key Number of sponsor: 0001541713

 Delaware

 (State or other jurisdiction of

 incorporation or organization of issuing entity)

 45-2673519

 99-6137104

 (I.R.S. Employer

 Identification No. of issuing entity)

 c/o Exeter Finance LLC

 2101 W. John Carpenter Freeway

 Irving, Texas

 (Address of principal executive offices of issuing entity)

 75063

 (Zip Code)

 Registrant's telephone number, including area code: (214) 572-8256

 Securities registered pursuant to Section 12(b) of the Act: None

 Title of each class

 Trading Symbol(s)

 Name of each exchange on which registered

 Not applicable

 Not applicable

 Not applicable

 Securities registered pursuant to Section 12(g) of the Act: None

 Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

 Yes

 No

 Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.

 Yes

 No

 Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to
 file such reports), and (2) has been subject to such filing requirements for the past 90 days.

 Yes

 No

 Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter
 period that the registrant was required to submit such files).

 Yes

 No

 Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller

 reporting company, or an emerging growth company. See the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act.

 Large accelerated filer

 Accelerated filer

 Non-accelerated filer

 Smaller reporting company

 Emerging growth company

 If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange
 Act.

 Indicate by check mark whether the registrant has led a report on and attestation to its management's assessment of the e ectiveness of its internal control over nancial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by
 the registered public accounting rm that prepared or issued its audit report.

 If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements.

 Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant's executive officers during the relevant recovery period pursuant to
 §240.10D-1(b).

 Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).

 Yes

 No

 State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last
 business day of the registrant's most recently completed second fiscal quarter.

 REGISTRANT HAS NO VOTING OR NON-VOTING COMMON EQUITY OUTSTANDING HELD BY NON-AFFILIATES.

 List hereunder the following documents if incorporated by reference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) into which the document is incorporated: (1) Any annual report to security holders; (2) Any proxy or information
 statement; and (3) Any prospectus filed pursuant to Rule 424(b) or (c) under the Securities Act of 1933. The listed documents should be clearly described for identification purposes (e.g., annual report to security holders for fiscal year ended
 December 24, 1980).

 NOT APPLICABLE.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 1.

 Business.

 Item 1A.

 Risk Factors.

 Item 1C.

 Cybersecurity.

 Item 2.

 Properties.

 Item 3.

 Legal Proceedings.

 Item 1B.

 Unresolved Staff Comments.

 None.

 Item 4.

 Mine Safety Disclosures.

 Not applicable.

 The following substitute information is provided in accordance with General Instruction J to Form 10-K:

 Item 1112(b) of Regulation AB. Significant Obligors of Pool Assets.

 No single obligor represents 10% or more of the asset pool owned by Exeter Automobile Receivables Trust 2024-3 (the "Trust").

 Item 1114(b)(2) of Regulation AB. Credit Enhancement and Other Support, Except for Certain Derivatives Instruments.

 No entity or group of affiliated entities provides any external credit enhancement or other support with respect to either payment on the pool assets owned by the Trust or payments on the notes (the "Notes") or the
 certificates (the "Certificates") issued by the Trust.

 Item 1115(b) of Regulation AB. Certain Derivatives Instruments.

 No entity or group of affiliated entities provides any external derivative instruments to either payment on the pool assets owned by the Trust or payments on the Notes or the Certificates.

 Item 1117 of Regulation AB. Legal Proceedings.

 As a consumer finance company, Exeter Finance LLC ("Exeter") is subject to various consumer claims and litigation seeking damages and statutory penalties, based upon, among other things, usury, disclosure inaccuracies,
 wrongful repossession, violations of bankruptcy stay provisions, certificate of title disputes, fraud, breach of contract, improper collection practices, credit bureau reporting and discriminatory treatment of credit applicants. Some litigation
 against Exeter could take the form of class action complaints by consumers. As the assignee or purchaser of automobile loan contracts originated indirectly by dealers or originated directly by the direct lenders, in each case for sale or assignment to
 Exeter, Exeter also may be named as a co-defendant in lawsuits filed by consumers principally against such dealers or such direct lenders. The damages and penalties claimed by consumers in these types of matters can be substantial. The relief
 requested by plaintiffs varies but can include requests for compensatory, statutory and punitive damages. Exeter is also party to, or is periodically otherwise involved in, reviews, investigations, examinations and proceedings (both formal and
 informal), and information-gathering requests, by government and self-regulatory agencies, including the Federal Reserve, the Consumer Financial Protection Bureau, the United States Department of Justice, the U.S. Securities and Exchange Commission,
 the Federal Trade Commission and various state regulatory and enforcement agencies. The penalties and remedies sought by government and self-regulatory agencies in these types of matters can be substantial. Exeter believes that it has taken prudent
 steps to address and mitigate the litigation and regulatory risks associated with its business activities. As of the date hereof, Exeter is not subject to litigation or reviews, investigations, examinations or proceedings by government or
 self-regulatory agencies that individually or in the aggregate would materially adversely affect the holders of the Notes.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 5.

 Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.

 Item 7.

 Management's Discussion and Analysis of Financial Condition and Results of Operations.

 Item 7A.

 Quantitative and Qualitative Disclosures About Market Risk.

 Item 8.

 Financial Statements and Supplementary Data.

 Item 9.

 Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.

 Item 9A.

 Controls and Procedures.

 Item 9B. Other Information.

 Nothing to report.

 Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections.

 Not applicable.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 10.

 Directors, Executive Officers and Corporate Governance.

 Item 11.

 Executive Compensation.

 Item 12.

 Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

 Item 13.

 Certain Relationships and Related Transactions, and Director Independence.

 Item 14.

 Principal Accountant Fees and Services.

 The following substitute information is provided in accordance with General Instruction J to Form 10-K:

 Item 1119 of Regulation AB. Affiliations and Certain Relationships and Related Transactions.

 Information required by Item 1119 of Regulation AB has been omitted from this report on Form 10-K in reliance on the Instruction to Item 1119.

 Item 1122 of Regulation AB. Compliance with Applicable Servicing Criteria.

 Each of Exeter and Citibank, N.A. ("Citibank") (each, a "Servicing Participant") has been identified by the registrant as a party participating in the servicing function during the year ended December 31, 2024 (the "2024
 Reporting Period") with respect to the pool assets owned by the Trust. Each of the Servicing Participants has completed a report on an assessment of compliance with the servicing criteria applicable to such Servicing Participant (each, a "Report on
 Assessment") as of December 31, 2024, and for the 2024 Reporting Period. In addition, each of the Servicing Participants has provided an attestation report (each, an "Attestation Report") by a registered public accounting firm regarding its Report on
 Assessment. Each Report on Assessment and Attestation Report is attached as an exhibit to this Form 10-K.

 Neither the Report on Assessment nor the Attestation Report for Exeter has identified any material instance of noncompliance with the servicing criteria described in such Report on Assessment as being applicable to
 Exeter.

 Neither the Report on Assessment nor the Attestation Report for Citibank has identified any material instance of noncompliance with the
 servicing criteria described in such Report on Assessment as being applicable to Citibank.

 Item 1123 of Regulation AB. Servicer Compliance Statement.

 Exeter has been identified by the registrant as a servicer during the 2024 Reporting Period with respect to the pool assets owned by the Trust. Exeter has provided a statement of compliance for the 2024 Reporting
 Period, signed by an authorized officer, and such compliance statement is attached as an exhibit to this Form 10-K.

 Item 15. Exhibit and Financial Statement Schedules.

 (a)

 The following documents are filed as part of this report:

 (1)

 Not applicable.

 (2)

 Not applicable.

 (3)

 See Item 15(b) below.

 (b)

 Exhibits Required by Item 601 of Regulation S-K.

 Exhibit Number

 Description

 3.1

 Certificate of Formation of EFCAR, LLC ("EFCAR") (included in Exhibit 3.1 to
 Registration Statement on Form SF-3 (333-213381), as filed by the registrant with the Commission on August 30, 2016, which is incorporated herein by reference).

 3.2

 Limited Liability Company Agreement of EFCAR (included in Exhibit 3.2 to Registration
 Statement on Form SF-3 (333-213381), as filed by the registrant with the Commission on August 30, 2016, which is incorporated herein by reference).

 4.2

 Indenture, dated as of May 6, 2024, among the Trust, Exeter Holdings Trust 2024-3 and
 Citibank, N.A., as indenture trustee (the "Indenture Trustee") (included in Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on May 28, 2024, which is incorporated herein by reference).

 4.3

 Amended & Restated Trust Agreement for the Trust, dated as of May 6, 2024, between
 EFCAR and Wilmington Trust Company, as owner trustee (included in Exhibit 4.3 to the Trust's Form 8-K, as filed with the Commission on May 28, 2024, which is incorporated herein by reference).

 4.4

 Amended & Restated Trust Agreement for Exeter Holdings Trust 2024-3, dated as of May
 6, 2024, between the Trust and Wilmington Trust Company, as owner trustee (included in Exhibit 4.4 to the Trust's Form 8-K, as filed with the Commission on May 28, 2024, which is incorporated herein by reference).

 4.5

 Sale and Servicing Agreement, dated as of May 6, 2024, among Exeter Holdings Trust
 2024-3, EFCAR, Exeter, as servicer, the Trust, and Citibank, N.A., as Indenture Trustee and backup servicer (included in Exhibit 4.5 to the Trust's Form 8-K, as filed with the Commission on May 28, 2024, which is incorporated herein by
 reference).

 10.1

 Purchase Agreement, dated as of May 6, 2024, between EFCAR, as purchaser, and Exeter, as
 seller (included in Exhibit 10.1 to the Trust's Form 8-K, as filed with the Commission on May 28, 2024, which is incorporated herein by reference).

 10.2

 Contribution Agreement, dated as of May 6, 2024, between Exeter Holdings Trust 2024-3,
 as transferee, and the Trust, as transferor (included in Exhibit 10.2 to the Trust's Form 8-K, as filed with the Commission on May 28, 2024, which is incorporated herein by reference).

 10.3

 Deposit Account Control Agreement, dated as of December 9, 2022, among Exeter, as
 servicer, the intercreditor agent, as secured party, and Wells Fargo Bank, as lockbox bank (included in Exhibit 10.3 to the Trust's Form 8-K, as filed with the Commission on December 9, 2022, which is incorporated herein by reference).

 10.4

 Asset Representations Review Agreement, dated as of May 6, 2024, among the Trust, as
 issuer, Exeter, as servicer, and Clayton Fixed Income Services LLC, as asset representations reviewer (included in Exhibit 10.4 to the Trust's Form 8-K, as filed with the Commission on May 28, 2024, which is incorporated herein by
 reference).

 10.5

 Custodian Agreement, dated as of May 6, 2024, among Exeter, as custodian, Exeter, as
 servicer, and the Indenture Trustee (included in Exhibit 10.5 to the Trust's Form 8-K, as filed with the Commission on May 28, 2024, which is incorporated herein by reference).

 10.6

 Intercreditor Agreement, dated as of December 9, 2022, among Exeter, Citibank, N.A., as
 the intercreditor agent, and each other party that becomes a party thereto from time to time pursuant to an Accession Agreement (included in Exhibit 10.6 to the Trust's Form 8-K, as filed with the Commission on May 28, 2024, which is
 incorporated herein by reference).

 10.7

 Accession Agreement, dated as of May 28, 2024, between the Trust and Citibank, N.A., as
 indenture trustee (included in Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on May 28, 2024, which is incorporated herein by reference).

 31.1*

 Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002,
 dated March 27, 2025.

 33.1*

 Report on Assessment of Compliance with Applicable
 Regulation AB Servicing Criteria for Exeter Finance LLC, dated March 24, 2025.

 33.2*

 Report on Assessment of Compliance with Applicable
 Servicing Criteria for Citibank, dated February 28, 2025.

 34.1*

 Report of Independent Registered Public Accounting Firm of Ernst &
 Young LLP on Assessment of Compliance with Servicing Criteria relating to Exeter Finance LLC, dated March 24, 2025.

 34.2*

 Report of Independent Registered Public Accounting Firm of KPMG LLP on
 Assessment of Compliance with Servicing Criteria relating to Citibank, dated February 28, 2025.

 35.1*

 Servicer Compliance Statement, dated March 27, 2025, of Exeter Finance
 LLC.

 _____________

 * Filed herewith.

 SIGNATURES

 Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 EFCAR, LLC

 (Depositor)

 Date: March 27, 2025

 By:

 /s/ Jason Kulas

 Jason Kulas

 Chief Executive Officer

 (Senior officer in charge of securitization of the depositor)

 SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT

 No annual report to security holders, proxy statement, form of proxy or other proxy soliciting material has been sent to security holders or is anticipated to be furnished to security holders subsequent to the filing of this annual report on Form
 10-K.


UNITED STATES

 SECURITIES AND EXCHANGE COMMISSION

 Washington, D.C. 20549

 FORM 10-K

 (Mark One)

 ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the fiscal year ended December 31, 2024

 or

 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the transition period from _______ to _______

 Commission file number of issuing entity: 333-268757-09

 Commission file number of depositor: 333-268757

 EXETER AUTOMOBILE RECEIVABLES TRUST 2024-4

 (Exact name of issuing entity as specified in its charter)

 Central Index Key Number of issuing entity: 0002026417

 EFCAR, LLC

 (Exact name of depositor and registrant as specified in its charter)

 Central Index Key Number of depositor and registrant: 0001654238

 EXETER FINANCE LLC

 (Exact name of sponsor as specified in its charter)

 Central Index Key Number of sponsor: 0001541713

 Delaware

 (State or other jurisdiction of

 incorporation or organization of issuing entity)

 45-2673519

 99-6140218

 (I.R.S. Employer

 Identification No. of issuing entity)

 c/o Exeter Finance LLC

 2101 W. John Carpenter Freeway

 Irving, Texas

 (Address of principal executive offices of issuing entity)

 75063

 (Zip Code)

 Registrant's telephone number, including area code: (214) 572-8256

 Securities registered pursuant to Section 12(b) of the Act: None

 Title of each class

 Trading Symbol(s)

 Name of each exchange on which registered

 Not applicable

 Not applicable

 Not applicable

 Securities registered pursuant to Section 12(g) of the Act: None

 Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

 Yes

 No

 Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.

 Yes

 No

 Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to
 file such reports), and (2) has been subject to such filing requirements for the past 90 days.

 Yes

 No

 Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter
 period that the registrant was required to submit such files).

 Yes

 No

 Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller

 reporting company, or an emerging growth company. See the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act.

 Large accelerated filer

 Accelerated filer

 Non-accelerated filer

 Smaller reporting company

 Emerging growth company

 If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange
 Act.

 Indicate by check mark whether the registrant has led a report on and attestation to its management's assessment of the e ectiveness of its internal control over nancial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by
 the registered public accounting rm that prepared or issued its audit report.

 If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements.

 Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant's executive officers during the relevant recovery period pursuant to
 §240.10D-1(b).

 Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).

 Yes

 No

 State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last
 business day of the registrant's most recently completed second fiscal quarter.

 REGISTRANT HAS NO VOTING OR NON-VOTING COMMON EQUITY OUTSTANDING HELD BY NON-AFFILIATES.

 List hereunder the following documents if incorporated by reference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) into which the document is incorporated: (1) Any annual report to security holders; (2) Any proxy or information
 statement; and (3) Any prospectus filed pursuant to Rule 424(b) or (c) under the Securities Act of 1933. The listed documents should be clearly described for identification purposes (e.g., annual report to security holders for fiscal year ended
 December 24, 1980).

 NOT APPLICABLE.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 1.

 Business.

 Item 1A.

 Risk Factors.

 Item 1C.

 Cybersecurity.

 Item 2.

 Properties.

 Item 3.

 Legal Proceedings.

 Item 1B.

 Unresolved Staff Comments.

 None.

 Item 4.

 Mine Safety Disclosures.

 Not applicable.

 The following substitute information is provided in accordance with General Instruction J to Form 10-K:

 Item 1112(b) of Regulation AB. Significant Obligors of Pool Assets.

 No single obligor represents 10% or more of the asset pool owned by Exeter Automobile Receivables Trust 2024-4 (the "Trust").

 Item 1114(b)(2) of Regulation AB. Credit Enhancement and Other Support, Except for Certain Derivatives Instruments.

 No entity or group of affiliated entities provides any external credit enhancement or other support with respect to either payment on the pool assets owned by the Trust or payments on the notes (the "Notes") or the
 certificates (the "Certificates") issued by the Trust.

 Item 1115(b) of Regulation AB. Certain Derivatives Instruments.

 No entity or group of affiliated entities provides any external derivative instruments to either payment on the pool assets owned by the Trust or payments on the Notes or the Certificates.

 Item 1117 of Regulation AB. Legal Proceedings.

 As a consumer finance company, Exeter Finance LLC ("Exeter") is subject to various consumer claims and litigation seeking damages and statutory penalties, based upon, among other things, usury, disclosure inaccuracies,
 wrongful repossession, violations of bankruptcy stay provisions, certificate of title disputes, fraud, breach of contract, improper collection practices, credit bureau reporting and discriminatory treatment of credit applicants. Some litigation
 against Exeter could take the form of class action complaints by consumers. As the assignee or purchaser of automobile loan contracts originated indirectly by dealers or originated directly by the direct lenders, in each case for sale or assignment to
 Exeter, Exeter also may be named as a co-defendant in lawsuits filed by consumers principally against such dealers or such direct lenders. The damages and penalties claimed by consumers in these types of matters can be substantial. The relief
 requested by plaintiffs varies but can include requests for compensatory, statutory and punitive damages. Exeter is also party to, or is periodically otherwise involved in, reviews, investigations, examinations and proceedings (both formal and
 informal), and information-gathering requests, by government and self-regulatory agencies, including the Federal Reserve, the Consumer Financial Protection Bureau, the United States Department of Justice, the U.S. Securities and Exchange Commission,
 the Federal Trade Commission and various state regulatory and enforcement agencies. The penalties and remedies sought by government and self-regulatory agencies in these types of matters can be substantial. Exeter believes that it has taken prudent
 steps to address and mitigate the litigation and regulatory risks associated with its business activities. As of the date hereof, Exeter is not subject to litigation or reviews, investigations, examinations or proceedings by government or
 self-regulatory agencies that individually or in the aggregate would materially adversely affect the holders of the Notes.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 5.

 Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.

 Item 7.

 Management's Discussion and Analysis of Financial Condition and Results of Operations.

 Item 7A.

 Quantitative and Qualitative Disclosures About Market Risk.

 Item 8.

 Financial Statements and Supplementary Data.

 Item 9.

 Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.

 Item 9A.

 Controls and Procedures.

 Item 9B. Other Information.

 Nothing to report.

 Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections.

 Not applicable.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 10.

 Directors, Executive Officers and Corporate Governance.

 Item 11.

 Executive Compensation.

 Item 12.

 Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

 Item 13.

 Certain Relationships and Related Transactions, and Director Independence.

 Item 14.

 Principal Accountant Fees and Services.

 The following substitute information is provided in accordance with General Instruction J to Form 10-K:

 Item 1119 of Regulation AB. Affiliations and Certain Relationships and Related Transactions.

 Information required by Item 1119 of Regulation AB has been omitted from this report on Form 10-K in reliance on the Instruction to Item 1119.

 Item 1122 of Regulation AB. Compliance with Applicable Servicing Criteria.

 Each of Exeter and Citibank, N.A. ("Citibank") (each, a "Servicing Participant") has been identified by the registrant as a party participating in the servicing function during the year ended December 31, 2024 (the "2024
 Reporting Period") with respect to the pool assets owned by the Trust. Each of the Servicing Participants has completed a report on an assessment of compliance with the servicing criteria applicable to such Servicing Participant (each, a "Report on
 Assessment") as of December 31, 2024, and for the 2024 Reporting Period. In addition, each of the Servicing Participants has provided an attestation report (each, an "Attestation Report") by a registered public accounting firm regarding its Report on
 Assessment. Each Report on Assessment and Attestation Report is attached as an exhibit to this Form 10-K.

 Neither the Report on Assessment nor the Attestation Report for Exeter has identified any material instance of noncompliance with the servicing criteria described in such Report on Assessment as being applicable to
 Exeter.

 Neither the Report on Assessment nor the Attestation Report for Citibank has identified any material instance of noncompliance with the
 servicing criteria described in such Report on Assessment as being applicable to Citibank.

 Item 1123 of Regulation AB. Servicer Compliance Statement.

 Exeter has been identified by the registrant as a servicer during the 2024 Reporting Period with respect to the pool assets owned by the Trust. Exeter has provided a statement of compliance for the 2024 Reporting
 Period, signed by an authorized officer, and such compliance statement is attached as an exhibit to this Form 10-K.

 Item 15. Exhibit and Financial Statement Schedules.

 (a)

 The following documents are filed as part of this report:

 (1)

 Not applicable.

 (2)

 Not applicable.

 (3)

 See Item 15(b) below.

 (b)

 Exhibits Required by Item 601 of Regulation S-K.

 Exhibit Number

 Description

 3.1

 Certificate of Formation of EFCAR, LLC ("EFCAR") (included in Exhibit 3.1 to
 Registration Statement on Form SF-3 (333-213381), as filed by the registrant with the Commission on August 30, 2016, which is incorporated herein by reference).

 3.2

 Limited Liability Company Agreement of EFCAR (included in Exhibit 3.2 to Registration
 Statement on Form SF-3 (333-213381), as filed by the registrant with the Commission on August 30, 2016, which is incorporated herein by reference).

 4.2

 Indenture, dated as of July 8, 2024, among the Trust, Exeter Holdings Trust 2024-4 and
 Citibank, N.A., as indenture trustee (the "Indenture Trustee") (included in Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on July 30, 2024, which is incorporated herein by reference).

 4.3

 Amended & Restated Trust Agreement for the Trust, dated as of July 8, 2024, between
 EFCAR and Wilmington Trust Company, as owner trustee (included in Exhibit 4.3 to the Trust's Form 8-K, as filed with the Commission on July 30, 2024, which is incorporated herein by reference).

 4.4

 Amended & Restated Trust Agreement for Exeter Holdings Trust 2024-4, dated as of July
 8, 2024, between the Trust and Wilmington Trust Company, as owner trustee (included in Exhibit 4.4 to the Trust's Form 8-K, as filed with the Commission on July 30, 2024, which is incorporated herein by reference).

 4.5

 Sale and Servicing Agreement, dated as of July 8, 2024, among Exeter Holdings Trust
 2024-4, EFCAR, Exeter, as servicer, the Trust, and Citibank, N.A., as Indenture Trustee and backup servicer (included in Exhibit 4.5 to the Trust's Form 8-K, as filed with the Commission on July 30, 2024, which is incorporated herein by
 reference).

 10.1

 Purchase Agreement, dated as of July 8, 2024, between EFCAR, as purchaser, and Exeter,
 as seller (included in Exhibit 10.1 to the Trust's Form 8-K, as filed with the Commission on July 30, 2024, which is incorporated herein by reference).

 10.2

 Contribution Agreement, dated as of July 8, 2024, between Exeter Holdings Trust 2024-4,
 as transferee, and the Trust, as transferor (included in Exhibit 10.2 to the Trust's Form 8-K, as filed with the Commission on July 30, 2024, which is incorporated herein by reference).

 10.3

 Deposit Account Control Agreement, dated as of December 9, 2022, among Exeter, as
 servicer, the intercreditor agent, as secured party, and Wells Fargo Bank, as lockbox bank (included in Exhibit 10.3 to the Trust's Form 8-K, as filed with the Commission on December 9, 2022, which is incorporated herein by reference).

 10.4

 Asset Representations Review Agreement, dated as of July 8, 2024, among the Trust, as
 issuer, Exeter, as servicer, and Clayton Fixed Income Services LLC, as asset representations reviewer (included in Exhibit 10.4 to the Trust's Form 8-K, as filed with the Commission on July 8, 2024, which is incorporated herein by
 reference).

 10.5

 Custodian Agreement, dated as of July 8, 2024, among Exeter, as custodian, Exeter, as
 servicer, and the Indenture Trustee (included in Exhibit 10.5 to the Trust's Form 8-K, as filed with the Commission on July 30, 2024, which is incorporated herein by reference).

 10.6

 Intercreditor Agreement, dated as of December 9, 2022, among Exeter, Citibank, N.A., as
 the intercreditor agent, and each other party that becomes a party thereto from time to time pursuant to an Accession Agreement (included in Exhibit 10.6 to the Trust's Form 8-K, as filed with the Commission on July 30, 2024, which is
 incorporated herein by reference).

 10.7

 Accession Agreement, dated as of July 30, 2024, between the Trust and Citibank, N.A., as
 indenture trustee (included in Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on July 30, 2024, which is incorporated herein by reference).

 31.1*

 Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002,
 dated March 27, 2025.

 33.1*

 Report on Assessment of Compliance with Applicable
 Regulation AB Servicing Criteria for Exeter Finance LLC, dated March 24, 2025.

 33.2*

 Report on Assessment of Compliance with Applicable
 Servicing Criteria for Citibank, dated February 28, 2025.

 34.1*

 Report of Independent Registered Public Accounting Firm of Ernst &
 Young LLP on Assessment of Compliance with Servicing Criteria relating to Exeter Finance LLC, dated March 24, 2025.

 34.2*

 Report of Independent Registered Public Accounting Firm of KPMG LLP on
 Assessment of Compliance with Servicing Criteria relating to Citibank, dated February 28, 2025.

 35.1*

 Servicer Compliance Statement, dated March 27, 2025, of Exeter Finance
 LLC.

 _____________

 * Filed herewith.

 SIGNATURES

 Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 EFCAR, LLC

 (Depositor)

 Date: March 27, 2025

 By:

 /s/ Jason Kulas

 Jason Kulas

 Chief Executive Officer

 (Senior officer in charge of securitization of the depositor)

 SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT

 No annual report to security holders, proxy statement, form of proxy or other proxy soliciting material has been sent to security holders or is anticipated to be furnished to security holders subsequent to the filing of this annual report on Form
 10-K.


CURRENT REPORT

 UNITED STATES

 SECURITIES AND EXCHANGE COMMISSION

 Washington, D.C. 20549

 FORM 10-K

 (Mark One)

 ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the fiscal year ended December 31, 2024

 or

 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the transition period from _______ to _______

 Commission file numbers of issuing entity: 333-253034-01; 333-278415-01

 Commission file numbers of depositor: 333-253034; 333-278415

 VERIZON MASTER TRUST

 (Exact name of issuing entity as specified in its charter)

 Central Index Key Number of issuing entity: 0001844964

 VERIZON ABS II LLC

 (Exact name of depositor and registrant as specified in its charter)

 Central Index Key Number of depositor and registrant: 0001836995

 CELLCO PARTNERSHIP

 (Exact name of sponsor as specified in its charter)

 Central Index Key Number of sponsor: 0001175215

 Delaware

 (State or other jurisdiction of

 incorporation or organization of issuing entity)

 86-6471965

 (I.R.S. Employer

 Identification No. of issuing entity)

 One Verizon Way

 Basking Ridge, New Jersey

 (Address of principal executive offices of issuing entity)

 07920

 (Zip Code)

 Registrant's telephone number, including area code: (212) 395-1000

 Securities registered pursuant to Section 12(b) of the Act: None

 Title of each class

 Trading Symbol(s)

 Name of each exchange on which registered

 Not applicable

 Not applicable

 Not applicable

 Securities registered pursuant to Section 12(g) of the Act: None

 Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

 Yes

 No

 Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.

 Yes

 No

 Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter
 period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

 Yes

 No

 Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the
 preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).

 Yes

 No

 Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions
 of "large accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act.

 Large accelerated filer

 Accelerated filer

 Non-accelerated filer

 Smaller reporting company

 Emerging growth company

 If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting
 standards provided pursuant to Section 13(a) of the Exchange Act.

 Indicate by check mark whether the registrant has led a report on and attestation to its management's assessment of the e ectiveness of its internal control over nancial reporting under Section 404(b) of
 the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting rm that prepared or issued its audit report.

 If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to
 previously issued financial statements.

 Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant's executive officers during
 the relevant recovery period pursuant to §240.10D-1(b).

 Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).

 Yes

 No

 State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked
 price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.

 Registrant has no voting or non-voting common equity outstanding held by non-affiliates.

 List hereunder the following documents if incorporated by reference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) into which the document is incorporated: (1) Any annual report to security
 holders; (2) Any proxy or information statement; and (3) Any prospectus filed pursuant to Rule 424(b) or (c) under the Securities Act of 1933. The listed documents should be clearly described for identification purposes (e.g., annual report to
 security holders for fiscal year ended December 24, 1980).

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 1. Business.

 Item 1A. Risk
 Factors.

 Item 1C. Cybersecurity.

 Item 2. Properties.

 Item 3. Legal Proceedings.

 Item 1B. Unresolved Staff Comments.

 None.

 Item 4. Mine Safety Disclosures.

 The following substitute information is provided in accordance with General Instruction J to Form 10-K:

 Item 1112(b) of Regulation AB. Significant Obligors of Pool Assets.

 No single obligor represents 10% or more of the asset pool owned by Verizon Master Trust (the "Trust").

 Item 1114(b)(2) of Regulation AB. Credit Enhancement and Other Support, Except for Certain Derivatives Instruments.

 No entity or group of affiliated entities provides any external credit enhancement or other support with respect to either payment on the pool assets owned by the Trust or payments on
 the notes or the certificates issued by the Trust.

 Item 1115(b) of Regulation AB. Certain Derivatives Instruments.

 Item 1117 of Regulation AB. Legal Proceedings.

 The following six paragraphs are disclosures received from U.S. Bank Trust Company, National Association ("U.S. Bank Trust Co."), as successor
 to U.S. Bank National Association, which serves as the master collateral agent under the master collateral agency and intercreditor agreement for Verizon Master Trust and as indenture trustee and note paying agent under the indenture for each of
 the Verizon Master Trust, Series 2022-4, Verizon Master Trust, Series 2022-6, Verizon Master Trust, Series 2023-1, Verizon Master Trust, Series 2023-2, Verizon Master Trust, Series 2023-4, Verizon Master Trust, Series 2023-5, Verizon Master Trust,
 Series 2023-7, Verizon Master Trust, Series 2024-1, Verizon Master Trust, Series 2024-3, Verizon Master Trust, Series 2024-4, Verizon Master Trust, Series 2024-6 and Verizon Master Trust, Series 2024-8 transactions.

 U.S. Bank National Association ("U.S. Bank N.A.") has made a strategic decision to reposition its corporate trust business by transferring substantially all of its
 corporate trust business to its affiliate, U.S. Bank Trust Co., a non-depository trust company (U.S. Bank N.A. and U.S. Bank Trust Co. are collectively referred to as "U.S. Bank"). Upon U.S. Bank Trust Co.'s
 succession to the business of U.S. Bank N.A., it has become a wholly owned subsidiary of U.S. Bank N.A.

 U.S. Bank N.A. and other large financial institutions have been sued in their capacity as trustee or successor trustee for certain residential mortgage-backed
 securities ("RMBS") trusts. The complaints, primarily filed by investors or investor groups against U.S. Bank N.A. and similar institutions, allege the trustees caused losses to investors as a result of alleged failures by the sponsors, mortgage
 loan sellers and servicers to comply with the governing agreements for these RMBS trusts. Plaintiffs generally assert causes of action based upon the trustees' purported failures to enforce repurchase obligations of mortgage loan sellers for
 alleged breaches of representations and warranties, notify securityholders of purported events of default allegedly caused by breaches of servicing standards by mortgage loan servicers and abide by a heightened standard of care following alleged
 events of default.

 U.S. Bank N.A. denies liability and believes that it has performed its obligations under the RMBS trusts in good faith, that its actions were not the cause of
 losses to investors, that it has meritorious defenses, and it has contested and intends to continue contesting the plaintiffs' claims vigorously. However, U.S. Bank N.A. cannot assure you as to the outcome of any of the litigation, or the possible
 impact of these litigations on the trustee or the RMBS trusts.

 On March 9, 2018, a law firm purporting to represent fifteen Delaware statutory trusts (the "DSTs") that issued securities backed by student loans (the "Student
 Loans") filed a lawsuit in the Delaware Court of Chancery against U.S. Bank N.A. in its capacities as indenture trustee and successor special servicer, and three other institutions in their respective

 transaction capacities, with respect to the DSTs and the Student Loans. This lawsuit is captioned The National Collegiate Student Loan Master Trust I, et al. v.
 U.S. Bank National Association, et al., C.A. No. 2018-0167-JRS (Del. Ch.) (the "NCMSLT Action"). The complaint, as amended on June 15, 2018, alleged that the DSTs have been harmed as a result of purported misconduct or omissions by the defendants
 concerning administration of the trusts and special servicing of the Student Loans. Since the filing of the NCMSLT Action, certain Student Loan borrowers have made assertions against U.S. Bank N.A. concerning special servicing that appear to be
 based on certain allegations made on behalf of the DSTs in the NCMSLT Action.

 U.S. Bank N.A. has filed a motion seeking dismissal of the operative complaint in its entirety with prejudice pursuant to Chancery Court Rules 12(b)(1) and
 12(b)(6) or, in the alternative, a stay of the case while other prior filed disputes involving the DSTs and the Student Loans are litigated. On November 7, 2018, the Court ruled that the case should be stayed in its entirety pending resolution of
 the first-filed cases. On January 21, 2020, the Court entered an order consolidating for pretrial purposes the NCMSLT Action and three other lawsuits pending in the Delaware Court of Chancery concerning the DSTs and the Student Loans, which
 remains pending.

 U.S. Bank N.A. denies liability in the NCMSLT Action and believes it has performed its obligations as indenture trustee and special servicer in good faith and in
 compliance in all material respects with the terms of the agreements governing the DSTs and that it has meritorious defenses. It has contested and intends to continue contesting the plaintiffs' claims vigorously.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 5.

 Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.

 Item 7.

 Management's Discussion and Analysis of Financial Condition and Results of Operations.

 Item 7A.

 Quantitative and Qualitative Disclosures About Market Risk.

 Item 8.

 Financial Statements and Supplementary Data.

 Item 9.

 Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.

 Item 9A.

 Controls and Procedures.

 Item 9B. Other Information.

 Nothing to report.

 Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections.

 The following Items have been omitted in accordance with General Instruction J to Form 10-K:

 Item 10. Directors, Executive Officers and Corporate Governance.

 Item 11. Executive
 Compensation.

 Item 12. Security
 Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

 Item 13. Certain
 Relationships and Related Transactions, and Director Independence.

 Item 14. Principal
 Accountant Fees and Services.

 The following substitute information is provided in accordance with General Instruction J to Form 10-K:

 Item 1119 of Regulation AB. Affiliations and Certain Relationships and Related Transactions.

 Information required by Item 1119 of Regulation AB has been omitted from this report on Form 10-K in reliance on the Instruction to Item 1119.

 Item 1122 of Regulation AB. Compliance with Applicable Servicing Criteria.

 Each of Cellco Partnership ("Cellco") and U.S. Bank Trust Company, National Association (each, a "Servicing Participant") has been identified by the registrant as a party participating in the servicing function during the year ended December 31,
 2024 (the "2024 Reporting Period") with respect to the pool assets owned by the Trust. Each of the Servicing Participants has completed a report on an assessment of compliance with the servicing criteria applicable to such Servicing Participant
 (each, a "Report on Assessment") as of December 31, 2024, and for the 2024 Reporting Period. In addition, each of the Servicing Participants has provided an attestation report (each, an "Attestation Report") by a registered public accounting firm
 regarding its Report on Assessment. Each Report on Assessment and Attestation Report is attached as an exhibit to this Form 10-K.

 Neither the Report on Assessment nor the Attestation Report for Cellco has identified any material instance of noncompliance with the servicing criteria described in such Report on
 Assessment as being applicable to Cellco.

 Neither the Report on Assessment nor the Attestation Report for U.S. Bank Trust Company, National Association has identified any material instance of noncompliance with the servicing criteria described in such Report on Assessment as being
 applicable to U.S. Bank Trust Company, National Association.

 Item 1123 of Regulation AB. Servicer Compliance Statement.

 Cellco has been identified by the registrant as a servicer during the 2024 Reporting Period with respect to the pool assets owned by the Trust. Cellco has provided a statement of compliance for the 2024 Reporting Period, signed by an authorized
 officer, and such compliance statement is attached as an exhibit to this Form 10-K.

 Item 15. Exhibits and Financial Statement Schedules.

 (a)

 The following documents are filed as part of this report:

 (1)

 (2)

 (3)

 See Item 15(b) below.

 (b)

 Exhibits Required by Item 601 of Regulation S-K.

 Exhibit Number

 Description

 3.1

 Certificate of Formation of Verizon ABS II LLC ("ABS II LLC") (included as Exhibit 3.1 to Registration
 Statement on Form SF-3 (333-253034 and 333-253034-01), as filed by the registrant with the Commission on February 12, 2021, which is incorporated herein by reference).

 3.2

 Limited Liability Company Agreement of ABS II LLC (included as Exhibit 3.2 to Registration Statement on
 Form SF-3 (333-253034 and 333-253034-01), as filed by the registrant with the Commission on February 12, 2021, which is incorporated herein by reference).

 4.1.1

 Master Collateral Agency and Intercreditor Agreement, dated as of May 25, 2021, among the Trust, U.S.
 Bank Trust Company, National Association (as successor to U.S. Bank National Association), as master collateral agent, Cellco, as servicer, and the creditor representatives from time to time party thereto (included as Exhibit 4.1 to the
 Trust's Form 8-K, as filed with the Commission on May 25, 2021, which is incorporated herein by reference).

 4.1.2

 Omnibus Amendment No. 1 to the Master Collateral Agency and Intercreditor Agreement, the Transfer and
 Servicing Agreement, the Originator Receivables Transfer Agreement and the Additional Transferor Receivables Transfer Agreement, dated as of November 4, 2021, among the Trust, Verizon DPPA Master Trust, Cellco, as servicer, marketing
 agent, custodian and administrator, ABS II LLC, U.S. Bank Trust Company, National Association (as successor to U.S. Bank National Association), as master collateral agent, and the originators party thereto from time to time (the "Omnibus
 Amendment No. 1") (included as Exhibit 99.1 to the Trust's Form 8-K, as filed with the Commission on November 4, 2021, which is incorporated herein by reference).

 4.1.3

 Omnibus Amendment No. 2 to the Master Collateral Agency and Intercreditor Agreement and the Amended and
 Restated Trust Agreement, dated as of August 11, 2022, among the Trust, U.S. Bank National Association, as master collateral agent, Wilmington Trust, National Association, as owner trustee, Verizon DPPA True-up Trust, ABS II LLC, as
 depositor and Cellco, as servicer, and acknowledged and agreed to by U.S. Bank Trust Company, National Association (the "Omnibus Amendment No. 2") (included as Exhibit 99.2 to the Trust's Form 8-K, as filed with the Commission on August
 11, 2022, which is incorporated herein by reference).

 4.1.4

 Amendment No. 3 to the Master Collateral Agency and Intercreditor Agreement, dated as of August 30,
 2024, among the Trust, U.S. Bank Trust Company, National Association, as master collateral agent, and Cellco, as administrator (included as Exhibit 99.1 to the Trust's Form 8-K, as filed with the Commission on September 3, 2024, which is

 4.2

 Indenture, dated as of May 25, 2022, between the Trust and U.S. Bank Trust Company, National Association
 (as successor to U.S. Bank National Association), as indenture trustee and note paying agent, with respect to Series 2022-4 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on May 25, 2022, which is

 4.3

 Indenture, dated as of August 11, 2022, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2022-6 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on August 11, 2022, which is incorporated herein by reference).

 4.4

 Indenture, dated as of January 26, 2023, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2023-1 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on January 26, 2023, which is incorporated herein by reference).

 4.5

 Indenture, dated as of April 25, 2023, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2023-2 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on April 25, 2023, which is incorporated herein by reference).

 4.6

 Indenture, dated as of June 30, 2023, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2023-4 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on June 30, 2023, which is incorporated herein by reference).

 4.7

 Indenture, dated as of September 20, 2023, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2023-5 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on September 20, 2023, which is

 4.8

 Indenture, dated as of November 20, 2023, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2023-7 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on November 20, 2023, which is incorporated herein by reference).

 4.9

 Indenture, dated as of January 18, 2024, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2024-1 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on January 18, 2024, which is incorporated herein by reference).

 4.10

 Indenture, dated as of April 23, 2024, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2024-3 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on April 23, 2024, which is incorporated herein by reference).

 4.11

 Indenture, dated as of June 28, 2024, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2024-4 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on June 28, 2024, which is incorporated herein by reference).

 4.12

 Indenture, dated as of September 18, 2024, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2024-6 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on September 18, 2024, which is incorporated herein by reference).

 4.13

 Indenture, dated as of November 26, 2024, between the Trust and U.S. Bank Trust Company, National
 Association, as indenture trustee and note paying agent, with respect to Series 2024-8 (included as Exhibit 4.2 to the Trust's Form 8-K, as filed with the Commission on November 26, 2024, which is incorporated herein by reference).

 10.1.1

 Amended and Restated Trust Agreement, dated as of May 25, 2021, between ABS II LLC and Wilmington Trust,
 National Association, as owner trustee (included as Exhibit 10.1 to the Trust's Form 8-K, as filed with the Commission on May 25, 2021, which is incorporated herein by reference).

 10.1.2

 Omnibus Amendment No. 2 (included as Exhibit 99.2 to the Trust's Form 8-K, as filed with the Commission
 on August 11, 2022, which is incorporated herein by reference).

 10.2.1

 Originator Receivables Transfer Agreement, dated as of May 25, 2021, between the originators party
 thereto from time to time and ABS II LLC (included as Exhibit 10.2 to the Trust's Form 8-K, as filed with the Commission on May 25, 2021, which is incorporated herein by reference).

 10.2.2

 Omnibus Amendment No. 1 (included as Exhibit 99.1 to the Trust's Form 8-K, as filed with the Commission
 on November 4, 2021, which is incorporated herein by reference).

 10.3.1

 Additional Transferor Receivables Transfer Agreement, dated as of May 25, 2021, among Verizon DPPA
 Master Trust, Cellco, as servicer, and ABS II LLC (included as Exhibit 10.3 to the Trust's Form 8-K, as filed with the Commission on May 25, 2021, which is incorporated herein by reference).

 10.3.2

 Omnibus Amendment No. 1 (included as Exhibit 99.1 to the Trust's Form 8-K, as filed with the Commission
 on November 4, 2021, which is incorporated herein by reference).

 10.3.3

 Amendment No. 2 to the Additional Transferor Receivables Transfer Agreement, dated as of December 22,
 2023, among Verizon DPPA Master Trust, Cellco, as servicer, and ABS II LLC (included as Exhibit 99.1 to the Trust's Form 8-K, as filed with the Commission on December 22, 2023, which is incorporated herein by reference).

 10.4.1

 Transfer and Servicing Agreement, dated as of May 25, 2021, among the Trust, ABS II LLC and Cellco, as
 servicer, marketing agent and custodian (included as Exhibit 10.4 to the Trust's Form 8-K, as filed with the Commission on May 25, 2021, which is incorporated herein by reference).

 10.4.2

 Omnibus Amendment No. 1 (included as Exhibit 99.1 to the Trust's Form 8-K, as filed with the Commission
 on November 4, 2021, which is incorporated herein by reference).

 10.5

 Administration Agreement, dated as of May 25, 2021, between the Trust and Cellco, as administrator
 (included as Exhibit 10.5 to the Trust's Form 8-K, as filed with the Commission on May 25, 2021, which is incorporated herein by reference).

 10.6

 Account Control Agreement, dated as of May 25, 2021, among the Trust, U.S. Bank Trust Company, National
 Association (as successor to U.S. Bank National Association), as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.6 to the Trust's Form 8-K, as filed

 with the Commission
 on May 25, 2021, which is incorporated herein by reference).

 10.7.1

 Series 2022-4 Account Control Agreement, dated as of May 25, 2022, among the Trust, U.S. Bank Trust
 Company, National Association (as successor to U.S. Bank National Association), as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission
 on May 25, 2022, which is incorporated herein by reference).

 10.7.2

 Series 2022-6 Account Control Agreement, dated as of August 11, 2022, among the Trust, U.S. Bank Trust
 Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on August 11, 2022, which is incorporated herein

 10.7.3

 Series 2023-1 Account Control Agreement, dated as of January 26, 2023, among the Trust, U.S. Bank Trust
 Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on January 26, 2023, which is incorporated
 herein by reference).

 10.7.4

 Series 2023-2 Account Control Agreement, dated as of April 25, 2023, among the Trust, U.S. Bank Trust
 Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on April 25, 2023, which is incorporated herein

 10.7.5

 Series 2023-4 Account Control Agreement, dated as of June 30, 2023, among the Trust, U.S. Bank Trust
 Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on June 30, 2023, which is incorporated herein

 10.7.6

 Series 2023-5 Account Control Agreement, dated as of September 20, 2023, among the Trust, U.S. Bank
 Trust Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on September 20, 2023, which is

 10.7.7

 Series 2023-7 Account Control Agreement, dated as of November 20, 2023, among the Trust, U.S. Bank Trust
 Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on November 20, 2023, which is incorporated
 herein by reference).

 10.7.8

 Series 2024-1 Account Control Agreement, dated as of January 18, 2024, among the Trust, U.S. Bank Trust
 Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on January 18, 2024, which is incorporated
 herein by reference).

 10.7.9

 Series 2024-3 Account Control Agreement, dated as of April 23, 2024, among the Trust, U.S. Bank Trust
 Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on April 23, 2024, which is incorporated herein

 10.7.10

 Series 2024-4 Account Control Agreement, dated as of June 28, 2024, among the Trust, U.S. Bank Trust
 Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on June 28, 2024, which is incorporated herein

 10.7.11

 Series 2024-6 Account Control Agreement, dated as of September 18, 2024, among the Trust, U.S. Bank
 Trust Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on September 18, 2024, which is

 10.7.12

 Series 2024-8 Account Control Agreement, dated as of November 26, 2024, among the Trust, U.S. Bank Trust
 Company, National Association, as secured party, and U.S. Bank National Association, as financial institution (included as Exhibit 10.7 to the Trust's Form 8-K, as filed with the Commission on November 26, 2024, which is incorporated
 herein by reference).

 10.8

 Parent Support Agreement, dated as of May 25, 2021, by Verizon Communications Inc. and accepted and
 acknowledged by the Trust, ABS II LLC and U.S. Bank Trust Company, National Association (as successor to U.S. Bank National Association), as master collateral agent (included as Exhibit 10.8 to the Trust's Form 8-K, as filed with the
 Commission on May 25, 2021, which is incorporated herein by reference).

 10.9

 Second Amended and Restated Asset Representations Review Agreement, dated as of April 23, 2024,

 among the Trust, Cellco, as servicer, and Pentalpha Surveillance LLC, as asset representations reviewer
 (included as Exhibit 10.9 to the Trust's Form 8-K, as filed with the Commission on April 23, 2024, which is incorporated herein by reference).

 10.10

 EU/UK Risk Retention Agreement, dated as of May 25, 2022, among the Trust, the Depositor and the
 originators then party thereto (included as Exhibit 10.12 to the Trust's Form 8-K, as filed with the Commission on May 25, 2022, which is incorporated herein by reference).

 10.11

 EU/UK Risk Retention Agreement, dated as of August 11, 2022, among the Trust, the Depositor and the
 originators then party thereto (included as Exhibit 10.12 to the Trust's Form 8-K, as filed with the Commission on August 11, 2022, which is incorporated herein by reference).

 31.1*

 Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, dated March 31, 2025.

 33.1*

 Report on Assessment of Compliance with Servicing Criteria for Cellco, dated March 31, 2025.

 33.2*

 Report on Assessment of Compliance with Servicing Criteria for U.S. Bank Trust Company, National Association, dated February 27, 2025.

 34.1*

 Report of Independent Registered Public Accounting Firm of Ernst & Young LLP on Assessment of Compliance with Servicing Criteria
 relating to Cellco Partnership, dated March 31, 2025.

 34.2*

 Report of Independent Registered Public Accounting Firm of Ernst & Young LLP on Assessment of Compliance with Servicing Criteria
 relating to U.S. Bank Trust Company, National Association, dated February 27, 2025.

 35.1*

 Servicer Compliance Statement, dated March 31, 2025, of Cellco.

 _____________

 * Filed herewith

 Item 16. Form
 10-K Summary.

 None.

 SIGNATURES

 Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly
 authorized.

 VERIZON ABS II LLC

 (Depositor)

 Date: March 31, 2025

 By:

 /s/ Caroline Armour

 Caroline Armour

 President

 (Senior officer in charge of securitization of the depositor)

 SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION
 12 OF THE ACT

 No annual report to security holders, proxy statement, form of proxy or other proxy soliciting material has been sent to security holders or is anticipated to be furnished to security
 holders subsequent to the filing of this annual report on Form 10-K.